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FY'25FY'24
Profitability
Gross margin88%+0.4pp87.6%+4.8pp
Operating margin-47.6%-43.5pp-4%+14.4pp
Net margin-46.2%-44.7pp-1.5%+14.4pp
EBITDA margin-46.2%
Free cash flow margin1.5%
Returns
Return on assets-59%
Efficiency
Asset turnover1.3×
Liquidity
Current ratio4.5×+1.1×3.4×
Quick ratio4.5×+1.1×3.4×
Cash ratio1.2×+0.3×0.9×
Leverage
Debt-to-equity0.1×
Debt-to-assets0.1×0.0×0.1×
Per Share
Book value per share$5.93+120%-$29.74+3.9%
Valuation
Market capitalization$9.43B
Enterprise value$9.1B
Price / sales4.3×
Price / book6.7×
EV / sales4.2×
Free cash flow yield0.3%
Earnings yield-10.7%

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Questions, answered.

What are Chime Financial, Inc. Class A Common Stock's profit margins?
Chime Financial, Inc. Class A Common Stock (CHYM) runs a 88.4% gross margin and a -43.3% operating margin, with a -41.9% net margin.
Where do Chime Financial, Inc. Class A Common Stock's ratios come from?
Every ratio is computed from Chime Financial, Inc. Class A Common Stock's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.