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Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

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Market cap$9.88B-19.1%
Enterprise value$9.41B-17.6%
P/S-2.3×

Profitability

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Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Reported directly by Chime Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForRepurchaseOfCommonStock.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Taxes paid related to net share settlement of restricted stock units(3,007)(322,619)
Proceeds from borrowings under the warehouse facility50,000
Proceeds from exercise of stock options15,9601,127
Repurchases of common stock(222,074)
Cash flows provided by (used in) financing activities(160,026)449,930
Net increase in cash and cash equivalents and restricted cash120,299531,799
Cash, cash equivalents, and restricted cash, beginning of period480,760350,000
Cash, cash equivalents, and restricted cash, end of period$601,059$881,799

Item 1. Financial Statements (unaudited)

FAQ

What is Chime Financial, Inc.'s share buybacks?
Chime Financial, Inc. (CHYM) reported share buybacks of $136.33M in Q2 2026.
What does share buybacks mean?
Cash used to buy back the company's own shares on the open market or through structured programs, reducing shares outstanding.

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