When did Citizens report Q3 2024 earnings?

Citizens (CIA) reported Q3 2024 earnings on November 7, 2024 before market open.

What were Citizens's Q3 2024 revenue and EPS?

Citizens reported revenue of $61.7M and eps of $0.05 for Q3 2024.

Did Citizens beat estimates in Q3 2024?

Revenue missed the consensus estimate of $64.7M by $2.9M. EPS missed the consensus estimate of $0.08 by $0.03.

Where can I find Citizens's Q3 2024 SEC filings?

You can read the 10-Q periodic report (0000024090-24-000174) directly on SEC EDGAR. The filing index links above go to sec.gov.

Citizens CIA Q3 2024 earnings

Reported November 7, 2024 · Before market open

Revenue$61.7MMiss by $2.9M

EPS$0.05Miss by $0.03

Revenue estimate$64.7M

EPS estimate$0.08

Next report

Aug 6, 2026 (In 1 week)

Revenue estimate$63.9M

EPS estimate$0.07

Financials

Q3 2024

Income statement

See full

Revenue$61.7M+3.9%

Net income$2.8M+3.4%

Balance sheet

See full

Cash & equivalents$32.4M+92.9%

Total equity$207.6M+35.9%

Total assets$1.7B+10.9%

Cash flow

See full

Operating cash flow$9.7M+199%

CapEx$372.0K+78.8%

Free cash flow$9.3M+208%

Valuation & ratios

Valuation

as of 09/30/24

See full

Market cap$180.52M+27.7%

P/E8.2×+3.0×

P/S0.7×+0.1×

Profitability

See full

Net margin8.9%-2.5pp

FCF margin10.9%-2.5pp

Returns & leverage

See full

Return on equity12.2%-8.5pp

Segments

By segment

See full

International Insurance Segment$42.6M—

Domestic Insurance Segment$18.4M—

Versus estimates

Revenue

Q1 2026$58.2MMiss by $510.0K Q4 2025$70.2MBeat by $2.3M Q3 2025$62.8MMiss by $5.1M Q1 2025$55.7MMiss by $7.5M Q4 2024$63.5MMiss by $1.2M

Q3 2024$61.7MMiss by $2.9M

Diluted EPS

Q1 2026$0.05Miss by $0.00 Q4 2025$0.11Beat by $0.03 Q3 2025$0.07Beat by $0.01 Q1 2025$0.02Miss by $0.03 Q4 2024$0.07Miss by $0.03

Q3 2024$0.05Miss by $0.03

Ask the moment Citizens reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI

Claude

Questions, answered.

When did Citizens report Q3 2024 earnings?: Citizens (CIA) reported Q3 2024 earnings on November 7, 2024 before market open.
What were Citizens's Q3 2024 revenue and EPS?: Citizens reported revenue of $61.7M and eps of $0.05 for Q3 2024.
Did Citizens beat estimates in Q3 2024?: Revenue missed the consensus estimate of $64.7M by $2.9M. EPS missed the consensus estimate of $0.08 by $0.03.
Where can I find Citizens's Q3 2024 SEC filings?: You can read the 10-Q periodic report (0000024090-24-000174) directly on SEC EDGAR. The filing index links above go to sec.gov.