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Citizens CIA Domestic Insurance Segment — Expected future benefit payments

Other segment segments

International Insurance Segment
$1.05B

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CINFLife Insurance Segment — Gross future policy benefits, losses, claims and expense losses
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CBSegment Life — Liability for Future Policy Benefit, Expected Future Policy Benefit, Benefit Payment
$572M+2.9%

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitBeforeReinsuranceAfterDiscountRateChange.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's domestic insurance segment — expected future benefit payments?
Citizens (CIA) reported domestic insurance segment — expected future benefit payments of $463.59M in Q1 2026.
How has Citizens's domestic insurance segment — expected future benefit payments changed year-over-year?
Citizens's domestic insurance segment — expected future benefit payments increased by 6.8% year-over-year, from $434.17M to $463.59M.
What does domestic insurance segment — expected future benefit payments mean?
An actuarial estimate of the cash outflows the company expects to pay to policyholders over the life of the insurance contracts. This figure is derived from mortality assumptions, policy terms, and historical claim patterns. It serves as a primary indicator of the long-term liquidity requirements for the domestic insurance segment.