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Citizens CIA International Insurance Segment — Expected future benefit payments

Other segment segments

Domestic Insurance Segment
$463.59M

Similar metrics at other companies

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CNAInternational — Future policy benefits
$0
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CRBGIndividual Retirement — Liability for Future Policy Benefit, Expected Future Policy Benefit, Benefit Payment
$30M+3.4%
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CNAInternational — Insurance receivables
$427M-0.5%
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CRBGLife Insurance — Liability for Future Policy Benefit, Expected Future Policy Benefit, Benefit Payment
$404M+2.3%
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FGImmediate annuities — Expected future benefit payments
$1.24B-4.2%
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CBOther Segments — Future policy benefits
$1.61B+12.8%

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitBeforeReinsuranceAfterDiscountRateChange.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's international insurance segment — expected future benefit payments?
Citizens (CIA) reported international insurance segment — expected future benefit payments of $1.05B in Q1 2026.
How has Citizens's international insurance segment — expected future benefit payments changed year-over-year?
Citizens's international insurance segment — expected future benefit payments decreased by 2.0% year-over-year, from $1.07B to $1.05B.
What does international insurance segment — expected future benefit payments mean?
An actuarial estimate of the total cash outflows projected to be paid to policyholders over the life of the insurance contracts. This metric is critical for assessing the long-term solvency and liquidity requirements of the international insurance segment.