How has Citizens's domestic insurance segment — interest accrual changed year-over-year?

Citizens's domestic insurance segment — interest accrual increased by 6.0% year-over-year, from $5.28M to $5.6M.

What does domestic insurance segment — interest accrual mean?

The interest expense accrued on the liability for future policy benefits, representing the unwinding of the discount on the long-term insurance obligations. It reflects the cost of carrying the insurance liability over time based on the assumed interest rate.

Citizens CIA Domestic Insurance Segment — Interest accrual

Other segment segments

International Insurance Segment

$11.89M—

Similar metrics at other companies

CRBGLife Insurance — Interest accrual

$197M-1.5%

HMNExperience life — Interest accruals

$900K0.0%

CINFLife Insurance Segment — Interest

-$32M0.0%

UHALInterest credited to policyholder account balances

$23.58M-11.5%

GLOther — Interest accrual

$5.35M-5.0%

CRBGCorporate & Other — Interest accrual

-$6M-20.0%

Other financials

Income statement

See full

Revenue$59.7M+7.3%

Net income$2.3M+240%

EPS (diluted)$0.04+233%

Balance sheet

See full

Cash & equivalents$18.5M+0.9%

Total debt$7.4M-5.5%

Total equity$238.7M+9.4%

Total assets$1.7B+2.2%

Cash flow

See full

Operating cash flow-$323.0K-143%

CapEx$326.0K+205%

Free cash flow-$649.0K-201%

Valuation

See full

Market cap$300.79M+65.2%

P/E16.3×-4.5×

P/S1.2×+0.4×

Profitability

See full

Net margin7.1%+3.5pp

FCF margin6.3%-4.1pp

Returns & leverage

See full

Return on equity8.1%+3.9pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitInterestExpense.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's domestic insurance segment — interest accrual?: Citizens (CIA) reported domestic insurance segment — interest accrual of $5.6M in Q1 2026.
How has Citizens's domestic insurance segment — interest accrual changed year-over-year?: Citizens's domestic insurance segment — interest accrual increased by 6.0% year-over-year, from $5.28M to $5.6M.
What does domestic insurance segment — interest accrual mean?: The interest expense accrued on the liability for future policy benefits, representing the unwinding of the discount on the long-term insurance obligations. It reflects the cost of carrying the insurance liability over time based on the assumed interest rate.