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Citizens CIA International Insurance Segment — Total benefits and expenses

Other segment segments

Domestic Insurance Segment
$18.26M

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Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:BenefitsLossesAndExpenses.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's international insurance segment — total benefits and expenses?
Citizens (CIA) reported international insurance segment — total benefits and expenses of $36.42M in Q1 2026.
How has Citizens's international insurance segment — total benefits and expenses changed year-over-year?
Citizens's international insurance segment — total benefits and expenses decreased by 0.3% year-over-year, from $36.53M to $36.42M.
What does international insurance segment — total benefits and expenses mean?
The sum of all insurance-related benefits, commissions, administrative expenses, and amortization costs incurred by the international segment. This metric provides a comprehensive view of the total cost structure required to operate the international insurance business. It is a key indicator for calculating the segment's overall underwriting margin.