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Citizens CIA Other Business — Amortization of deferred policy acquisition costs

Other product segments

Permanent
$4.45M+6.7%
Permanent Limited Pay
$422K+10.2%

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Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostAmortizationExpense.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's other business — amortization of deferred policy acquisition costs?
Citizens (CIA) reported other business — amortization of deferred policy acquisition costs of $111K in Q1 2026.
How has Citizens's other business — amortization of deferred policy acquisition costs changed year-over-year?
Citizens's other business — amortization of deferred policy acquisition costs increased by 12.1% year-over-year, from $99K to $111K.
What is the long-term trend for Citizens's other business — amortization of deferred policy acquisition costs?
Over 2 years (2023 to 2025), Citizens's other business — amortization of deferred policy acquisition costs has grown at a 11.6% compound annual growth rate (CAGR), from $356K to $443K.
What does other business — amortization of deferred policy acquisition costs mean?
This represents the periodic expense recognized in the Other Business segment as capitalized acquisition costs are systematically allocated over the life of the insurance policies. It reflects the consumption of the asset created by initial policy acquisition efforts. Monitoring this helps investors understand the timing of expense recognition relative to the revenue generated by the segment.