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Citizens CIA Other Business — Deferred policy acquisition costs

Other product segments

Permanent
$192.17M+10.6%
Permanent Limited Pay
$30.61M+8.3%

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ALLAll other — Deferred policy acquisition costs
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CRBGCorporate & Other — Deferred Policy Acquisition Cost
$0-100%

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCosts.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's other business — deferred policy acquisition costs?
Citizens (CIA) reported other business — deferred policy acquisition costs of $1.73M in Q1 2026.
How has Citizens's other business — deferred policy acquisition costs changed year-over-year?
Citizens's other business — deferred policy acquisition costs decreased by 1.8% year-over-year, from $1.76M to $1.73M.
What is the long-term trend for Citizens's other business — deferred policy acquisition costs?
Over 3 years (2022 to 2025), Citizens's other business — deferred policy acquisition costs has grown at a -2.3% compound annual growth rate (CAGR), from $7.47M to $6.98M.
What does other business — deferred policy acquisition costs mean?
This represents the unamortized balance of costs directly associated with the acquisition of new insurance policies within the Other Business segment. These costs are capitalized and amortized over the expected life of the policies to match expenses with related revenue recognition. It serves as a key indicator of the long-term investment made to secure future insurance premiums.