Citizens CIA Permanent — Deferred policy acquisition costs

Other product segments

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Questions, answered.

What is Citizens's permanent — deferred policy acquisition costs?

Citizens (CIA) reported permanent — deferred policy acquisition costs of $192.17M in Q1 2026.

How has Citizens's permanent — deferred policy acquisition costs changed year-over-year?

Citizens's permanent — deferred policy acquisition costs increased by 10.6% year-over-year, from $173.83M to $192.17M.

What is the long-term trend for Citizens's permanent — deferred policy acquisition costs?

Over 3 years (2022 to 2025), Citizens's permanent — deferred policy acquisition costs has grown at a 9.9% compound annual growth rate (CAGR), from $544.97M to $723.98M.

What does permanent — deferred policy acquisition costs mean?

Represents the unamortized balance of costs directly related to the acquisition of new life insurance policies within the permanent insurance segment. These costs are capitalized and amortized over the expected life of the policies to match expenses with related premium revenues. Monitoring this balance provides insight into the company's investment in long-term customer acquisition and future revenue potential.