Skip to content

Citizens CIA Permanent Limited Pay — Future policy benefit reserve

Other product segments

Life Insurance Product Line
$1.17B-0.8%
Permanent
$778.58M-2.8%
Accident and Health Insurance Product Line
$1.4M+25.7%

Similar metrics at other companies

General Electric logo
GELong-term care — Future policy benefit reserves
$24.95B+0.9%
F&G Annuities & Life logo
FGFuture policy benefits
$10.75B+18.6%
United Fire Group logo
UFCSFuture policy benefits
$45.43M+131%
CNA Financial logo
CNAFuture policy benefits
$13.2B-0.8%
General Electric logo
GEOther contracts — Future policy benefit reserves
$352M+1.4%
The Hartford Financial Services Group logo
HIGDeferred Profit Liability — Liability for Future Policy Benefit, before Reinsurance
$17M+6.3%

Other financials

Income statement

See full
Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

See full
Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

See full
Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

See full
Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

See full
Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

See full
Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitAfterReinsurance.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens's permanent limited pay — future policy benefit reserve.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens's permanent limited pay — future policy benefit reserve?
Citizens (CIA) reported permanent limited pay — future policy benefit reserve of $266.61M in Q1 2026.
How has Citizens's permanent limited pay — future policy benefit reserve changed year-over-year?
Citizens's permanent limited pay — future policy benefit reserve decreased by 1.2% year-over-year, from $269.89M to $266.61M.
What does permanent limited pay — future policy benefit reserve mean?
This represents the actuarially determined liability set aside to cover future benefit obligations for the Permanent Limited Pay insurance segment. It is a critical measure of long-term solvency, reflecting the present value of expected future claims and expenses minus future premiums.