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Citizens CIA Premiums Paid In Advance — Policyholder Account Balance

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CRBGLife Insurance — Policyholder account balance
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ESN
ESNTUnearned premiums
$226.31M+109%

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderFunds.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's premiums paid in advance — policyholder account balance?
Citizens (CIA) reported premiums paid in advance — policyholder account balance of $27.14M in Q1 2026.
How has Citizens's premiums paid in advance — policyholder account balance changed year-over-year?
Citizens's premiums paid in advance — policyholder account balance decreased by 9.4% year-over-year, from $29.97M to $27.14M.
What is the long-term trend for Citizens's premiums paid in advance — policyholder account balance?
Over 3 years (2022 to 2025), Citizens's premiums paid in advance — policyholder account balance has grown at a -7.6% compound annual growth rate (CAGR), from $145.46M to $114.76M.
What does premiums paid in advance — policyholder account balance mean?
This represents the total liability held by the insurance company for premiums paid in advance by policyholders. It reflects the aggregate value of funds managed within this specific product segment that have not yet been earned as revenue. Monitoring this balance helps assess the scale of future insurance obligations and the company's ability to manage long-term policyholder funds.