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Citizens CIA Assumed

Assumed at other companies

American International Group logo
American International GroupAIG
$936.75M-5.1%
Lincoln National logo
Lincoln NationalLNC
$7.25M-66.3%
Kemper logo
KemperKMPR
-$425K-116%

Segments

By product

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Life Insurance Product Line$51K-23.9%
Accident and Health Insurance Product Line$0

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:AssumedPremiumsEarned.

The official record: Citizens’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's assumed?
Citizens (CIA) reported assumed of $12.75K in Q4 2025.
How has Citizens's assumed changed year-over-year?
Citizens's assumed decreased by 23.9% year-over-year, from $16.75K to $12.75K.
What is the long-term trend for Citizens's assumed?
Over 4 years (2021 to 2025), Citizens's assumed has grown at a -11.7% compound annual growth rate (CAGR), from $84K to $51K.
What does assumed mean?
This metric represents the premiums earned by an insurance company for risks it has accepted from other insurance entities through reinsurance agreements. It reflects the company's role as a reinsurer, taking on the liabilities of other insurers in exchange for premium income. This activity serves as a source of revenue diversification but also increases the company's exposure to the underwriting performance of the ceding insurers.