Skip to content

Citizens CIA Effects of unrealized gains (losses) on reserves

Effects of unrealized gains (losses) on reserves at other companies

KKR & Co. logo
KKR & Co.KKR
-$12.27M-163%
V2X logo
V2XVVX
0.7%+0.4pp
Lemonade logo
LemonadeLMND
$5.7M-38.0%
V2X logo
V2XVVX
$168.75K+202%
American Coastal Insurance Corporation logo
American Coastal Insurance CorporationACIC
-$38.71M+41.3%
NMI Holdings Inc. logo
NMI Holdings Inc.NMIH
$14.78M+6,696%

Other financials

Income statement

See full
Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

See full
Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

See full
Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

See full
Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

See full
Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

See full
Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept cia:EffectsOfUnrealizedGainsLossesOnReserves.

The official record: Citizens’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens's effects of unrealized gains (losses) on reserves.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens's effects of unrealized gains (losses) on reserves?
Citizens (CIA) reported effects of unrealized gains (losses) on reserves of $351.25K in Q4 2025.
How has Citizens's effects of unrealized gains (losses) on reserves changed year-over-year?
Citizens's effects of unrealized gains (losses) on reserves increased by 121.4% year-over-year, from -$1.64M to $351.25K.
What is the long-term trend for Citizens's effects of unrealized gains (losses) on reserves?
Over 3 years (2022 to 2025), Citizens's effects of unrealized gains (losses) on reserves has grown at a -61.6% compound annual growth rate (CAGR), from -$24.8M to $1.41M.
What does effects of unrealized gains (losses) on reserves mean?
Represents the accounting adjustments made to policy benefit reserves to reflect the impact of unrealized gains or losses on the underlying assets backing those liabilities. This ensures that the valuation of insurance liabilities remains aligned with the fair value of the supporting investment portfolio.