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Citizens CIA Statutory Amount Available for Dividend Payments, Percentage of Net Surplus

Statutory Amount Available for Dividend Payments, Percentage of Net Surplus at other companies

First BanCorp logo
First BanCorpFBP
$262.53M+14.1%
Financial Institutions logo
Financial InstitutionsFISI
$48.5M
ACNB logo
ACNBACNB
$55.5M+6.9%
Norwood Financial logo
Norwood FinancialNWFL
$16M+841%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$31.72M+50.3%
PNC Financial Services logo
PNC Financial ServicesPNC
$8.4B+13.5%

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept cia:StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsPercentageOfNetSurplus.

The official record: Citizens’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's statutory amount available for dividend payments, percentage of net surplus?
Citizens (CIA) reported statutory amount available for dividend payments, percentage of net surplus of 10% in Q4 2025.
How has Citizens's statutory amount available for dividend payments, percentage of net surplus changed year-over-year?
Citizens's statutory amount available for dividend payments, percentage of net surplus decreased by 0.0% year-over-year, from 10% to 10%.
What does statutory amount available for dividend payments, percentage of net surplus mean?
This metric indicates the portion of an insurer's net surplus that is legally available for distribution as dividends to the parent holding company under statutory regulations. It serves as a liquidity constraint indicator, showing how much capital can be upstreamed to support corporate activities or shareholder returns. Investors use this to evaluate the dividend-paying capacity of the insurance subsidiaries.