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Citizens CIA Statutory net income

Statutory net income at other companies

American International Group logo
American International GroupAIG
$1.1B+32.3%
Kemper logo
KemperKMPR
$79.23M-17.5%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
Corebridge Financial logo
Corebridge FinancialCRBG

Segments

By product

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Life Insurance Product Line-$4.69M+53.0%

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:StatutoryAccountingPracticesStatutoryNetIncomeAmount.

The official record: Citizens’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's statutory net income?
Citizens (CIA) reported statutory net income of -$1.17M in Q4 2025.
How has Citizens's statutory net income changed year-over-year?
Citizens's statutory net income increased by 54.4% year-over-year, from -$2.57M to -$1.17M.
What is the long-term trend for Citizens's statutory net income?
Over 4 years (2021 to 2025), Citizens's statutory net income has grown at a 5.6% compound annual growth rate (CAGR), from $3.77M to -$4.69M.
What does statutory net income mean?
This metric represents the net income of the insurance entity as calculated under statutory accounting principles, which prioritize solvency and policyholder protection. It is a critical measure for regulators to assess the financial health and capital adequacy of the insurance subsidiaries. Differences between statutory and GAAP net income highlight the conservative nature of regulatory reporting.