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Cincinnati Financial CINF Term Life Insurance — Capitalized deferred policy acquisition costs

Other product segments

Whole Life Insurance
$2M0.0%
Deferred Fixed Annuity
$0
Universal life
$0-100%

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Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostsAdditions.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's term life insurance — capitalized deferred policy acquisition costs?
Cincinnati Financial (CINF) reported term life insurance — capitalized deferred policy acquisition costs of $9M in Q1 2026.
How has Cincinnati Financial's term life insurance — capitalized deferred policy acquisition costs changed year-over-year?
Cincinnati Financial's term life insurance — capitalized deferred policy acquisition costs decreased by 0.0% year-over-year, from $9M to $9M.
What is the long-term trend for Cincinnati Financial's term life insurance — capitalized deferred policy acquisition costs?
Over 4 years (2021 to 2025), Cincinnati Financial's term life insurance — capitalized deferred policy acquisition costs has grown at a 1.4% compound annual growth rate (CAGR), from $35M to $37M.
What does term life insurance — capitalized deferred policy acquisition costs mean?
This represents the total amount of new acquisition costs deferred and added to the balance sheet during the reporting period. It reflects the company's investment in acquiring new customers and expanding its policy base. Tracking this helps investors understand the upfront investment required to generate future premium income.