Products & Services · Interest accretion rate
Whole Life Insurance — Interest accretion rate
Cincinnati Financial Whole Life Insurance — Interest accretion rate remained flat by 0.0% to 5.9% in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.3%, from 5.9% to 5.9%. Over 3 years (FY 2022 to FY 2025), Whole Life Insurance — Interest accretion rate shows relatively stable performance with a -0.6% CAGR.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026
Rolls up toWeighted-average interest accretion rate
How to read this metric
Changes in this rate reflect shifts in the interest rate environment or changes in the company's long-term economic assumptions.
Detailed definition
This is the effective interest rate used to calculate the accretion of insurance liabilities over time. It reflects the...
Peer comparison
Comparable to the 'discount rate' used by peers for long-duration insurance liabilities.
Metric ID:
cinf_segment_whole_life_insurance_interest_accretion_rateHistorical Data
17 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 6% | 6% | 6% | 6% | 5.9% | 5.9% | 5.9% | 5.9% | 5.9% | 5.9% | 5.9% | 5.9% | 5.9% | 5.9% | 5.9% | 5.9% | 5.9% |
| QoQ Change | — | +0.0% | -0.2% | -0.2% | -0.3% | -0.2% | -0.2% | -0.3% | +0.0% | +0.0% | -0.2% | -0.2% | -0.2% | -0.2% | -0.2% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | -0.7% | -0.8% | -0.8% | -1.0% | -0.7% | -0.5% | -0.5% | -0.3% | -0.5% | -0.7% | -0.7% | -0.5% | -0.3% |
Range5.9% – 6%
CAGR-0.5%
Avg YoY Growth-0.6%
Median YoY Growth-0.7%
Current Streak2 quarters growth
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Frequently Asked Questions
- What is Cincinnati Financial's whole life insurance — interest accretion rate?
- Cincinnati Financial (CINF) reported whole life insurance — interest accretion rate of 5.9% in Q1 2026.
- How has Cincinnati Financial's whole life insurance — interest accretion rate changed year-over-year?
- Cincinnati Financial's whole life insurance — interest accretion rate decreased by 0.3% year-over-year, from 5.9% to 5.9%.
- What is the long-term trend for Cincinnati Financial's whole life insurance — interest accretion rate?
- Over 3 years (2022 to 2025), Cincinnati Financial's whole life insurance — interest accretion rate has grown at a -0.6% compound annual growth rate (CAGR), from 23.9% to 23.4%.
- What does whole life insurance — interest accretion rate mean?
- The interest rate used to calculate how much the company's future insurance liabilities grow each year.