Where do ChoiceOne Financial's ratios come from?

Every ratio is computed from ChoiceOne Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	17.4%-11.5pp	28.9%+2.6pp	26.3%-2.7pp	29%+1.4pp
Returns
Return on equity	7.8%-4.0pp	11.7%-0.2pp	11.9%-0.4pp	12.4%+2.5pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×—	——
Valuation
Market capitalization	$490.73M+17.4%	$319.25M+44.1%	$221.55M+1.7%	$217.79M+9.7%
Price / earnings	8.8×-49.4×	11.9×+1.5×	10.4×+1.2×	9.2×+0.2×
Price / sales	2.8×-1.2×	3.5×+0.7×	2.7×+0.1×	2.7×+0.2×
Price / book	1×+0.1×	1.2×+0.1×	1.1×-0.2×	1.4×+0.5×
Dividend yield	3.5%+0.8pp	2.8%-0.7pp	3.6%+0.1pp	3.5%-0.1pp

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Where do ChoiceOne Financial's ratios come from?: Every ratio is computed from ChoiceOne Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.