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Consumer Portfolio Services CPSS Q4 2024 Annual earnings

Reported February 25, 2025 · Before market open

Revenue$105.3MBeat by $2.9M

EPS$0.21Miss by $0.06

Revenue estimate$102.4M

EPS estimate$0.27

Next report

Aug 10, 2026 (In 1 week)

Financials

Q4 2024

Income statement

Revenue$105.3M+14.5%

Net income$5.1M-28.4%

EPS (diluted)$0.21-27.6%

Balance sheet

Cash & equivalents$137.4M+9.5%

Total debt$541.7M+79.5%

Total equity--100%

Total assets$3.5B+20.3%

Cash flow

Operating cash flow$68.0M+21.3%

CapEx$77.0K-72.7%

Free cash flow$67.9M+21.8%

Valuation & ratios

Valuation

as of 12/31/24

Market cap$232.46M+17.5%

Enterprise value$636.75M+70.1%

P/E12.1×+7.7×

P/S0.6×0.0×

Profitability

Net margin4.9%-8.0pp

FCF margin59.3%-8.2pp

Versus estimates

Revenue

Q1 2026$112.3M Q4 2025$109.4MMiss by $9.2M Q3 2025$108.4MMiss by $2.2M Q2 2025$109.8MMiss by $3.9M Q1 2025$106.9MMiss by $3.1M

Q4 2024$105.3MBeat by $2.9M

Diluted EPS

Q1 2026$0.24 Q4 2025$0.21Miss by $0.02 Q3 2025$0.20Miss by $0.05 Q2 2025$0.20Miss by $0.06 Q1 2025$0.19Miss by $0.11

Q4 2024$0.21Miss by $0.06

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Questions, answered.

When did Consumer Portfolio Services report Q4 2024 earnings?: Consumer Portfolio Services (CPSS) reported Q4 2024 earnings on February 25, 2025 before market open.
What were Consumer Portfolio Services's Q4 2024 revenue and EPS?: Consumer Portfolio Services reported revenue of $105.3M and eps of $0.21 for Q4 2024.
Did Consumer Portfolio Services beat estimates in Q4 2024?: Revenue beat the consensus estimate of $102.4M by $2.9M. EPS missed the consensus estimate of $0.27 by $0.06.
Where can I find Consumer Portfolio Services's Q4 2024 SEC filings?: You can read the 10-K periodic report (0001683168-25-001548) directly on SEC EDGAR. The filing index links above go to sec.gov.