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Consumer Portfolio Services CPSS Net Interest Income Accretion On Fair Value Receivables

Net Interest Income Accretion On Fair Value Receivables at other companies

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Other financials

Income statement

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Revenue$112.3M+5.1%
Net income$5.5M+18.0%
EPS (diluted)$0.24+26.3%

Balance sheet

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Cash & equivalents$185.4M+1.1%
Total debt$698.6M+24.3%
Total equity$314.4M+5.3%
Total assets$4.1B+10.3%

Cash flow

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Operating cash flow$83.8M+13.4%
CapEx$796.0K+69.0%
Free cash flow$83.0M+13.1%

Valuation

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Market cap$208.74M-2.5%
Enterprise value$721.88M+13.1%
P/E10.4×-0.7×
P/S0.5×0.0×

Profitability

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Net margin4.6%-0.1pp
FCF margin67.7%+5.5pp

Returns & leverage

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Return on equity6.6%-0.1pp
Debt / equity2.2×+0.3×

Where this comes from

Reported directly by Consumer Portfolio Services in its filing.

Tagged under the XBRL concept cpss:NetInterestIncomeAccretionOnFairValueReceivables.

The official record: Consumer Portfolio Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Consumer Portfolio Services's net interest income accretion on fair value receivables?
Consumer Portfolio Services (CPSS) reported net interest income accretion on fair value receivables of $69.95M in Q1 2026.
How has Consumer Portfolio Services's net interest income accretion on fair value receivables changed year-over-year?
Consumer Portfolio Services's net interest income accretion on fair value receivables increased by 7.8% year-over-year, from $64.91M to $69.95M.
What is the long-term trend for Consumer Portfolio Services's net interest income accretion on fair value receivables?
Over 4 years (2021 to 2025), Consumer Portfolio Services's net interest income accretion on fair value receivables has grown at a 18.2% compound annual growth rate (CAGR), from $134.02M to $261.22M.
What does net interest income accretion on fair value receivables mean?
This represents the interest income recognized from the accretion of finance receivables measured at fair value. It reflects the core yield generated by the company's portfolio of purchased automobile contracts as the carrying value adjusts toward the expected cash flows. This is a primary indicator of the company's ability to generate revenue from its specialty finance lending activities.