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FY'25FY'24FY'23FY'22
Profitability
Net margin4.4%-0.4pp4.9%-8.0pp12.9%-13.2pp26.1%+8.3pp
Returns
Return on invested capital33.8%-2.0pp35.8%+1.0pp34.8%-13.4pp48.2%
Efficiency
Asset turnover0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×
Leverage
Debt-to-equity1.7×1.1×-0.5×1.6×+0.5×
Net debt / EBITDA1.3×-0.5×1.8×+1.0×0.8×-0.2×
Per Share
Book value per share$12.85$0.00-100%$10.89+26.8%$8.59+30.1%
Valuation
Market capitalization$208.74M-2.5%$232.46M+17.5%$197.9M+9.4%$180.89M-27.6%
Price / earnings10.4×-0.7×12.1×+7.7×4.4×+2.3×2.1×-3.2×
Price / sales0.5×0.0×0.6×0.0×0.6×0.0×0.5×-0.4×
Price / book0.7×0.0×0.7×-0.1×0.8×-0.7×
EV / EBITDA2.7×+0.1×2.9×+1.1×1.8×-0.1×1.9×

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Questions, answered.

Where do Consumer Portfolio Services's ratios come from?
Every ratio is computed from Consumer Portfolio Services's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.