What is Customers Bancorp's revenue?

Customers Bancorp (CUBI) generated $901.0M in revenue over the trailing twelve months, up 33.3% year over year.

Is Customers Bancorp profitable?

Customers Bancorp reported $280.8M in net income over the trailing twelve months, a 31.2% net margin.

What is Customers Bancorp's earnings per share?

Customers Bancorp's diluted EPS over the trailing twelve months is $7.92.

Where does Customers Bancorp's income statement data come from?

Every line is extracted from Customers Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Customers Bancorp CUBI Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Net interest income	$191.35M-6.4%	$204.43M+1.2%	$201.91M+14.3%	$176.7M+5.5%	$167.45M-0.2%
Net interest income after provision for credit losses	$167.98M-7.7%	$182.09M+3.8%	$175.37M+12.5%	$155.92M+12.1%	$139.15M-5.1%
Total noninterest income	$34.32M+5.5%	$32.52M+7.7%	$30.19M+2.0%	$29.61M+221%	-$24.49M—
Total interest income	$336.31M-5.3%	$355.2M-1.7%	$361.48M+10.2%	$328M+4.2%	$314.91M-4.5%
Rental income	$15.42M+8.7%	$14.19M+23.0%	$11.54M+4.3%	$11.06M+3.6%	$10.67M+0.6%
Total interest expense (banking)	$126.13M-4.3%	$131.8M-7.2%	$141.98M+5.9%	$134.05M+2.1%	$131.31M-9.4%
Selling and marketing	$554K-31.8%	$812K+27.7%	$636K+38.0%	$461K-12.7%	$528K-67.9%
Compensation and benefits	$51.29M-0.9%	$51.74M+6.2%	$48.72M+6.3%	$45.85M+7.4%	$42.67M-9.5%
Occupancy and equipment	$3.96M-7.8%	$4.29M-1.8%	$4.37M+23.1%	$3.55M+4.1%	$3.41M+2.3%
Professional fees	$11.7M-5.6%	$12.39M+0.9%	$12.28M-11.3%	$13.85M+16.8%	$11.86M-12.0%
Depreciation and amortization	$14.24M—	——	$1.9M-83.7%	$11.64M-25.6%	$15.64M—
Provision for credit losses	$400K—	——	$800K-50.0%	$1.6M+33.3%	$1.2M—
Other operating expenses	$8.08M-32.3%	$11.94M+79.4%	$6.66M-15.0%	$7.83M-3.8%	$8.15M+5.2%
Total noninterest expense	$111.99M-4.5%	$117.31M+11.5%	$105.22M-1.3%	$106.63M+3.8%	$102.77M-6.9%
Interest expense	$144.96M-3.9%	$150.77M-5.5%	$159.57M+5.5%	$151.3M+2.6%	$147.46M-9.0%
Net investment gains (losses)	$355K+1,415%	-$27K-115%	$186K+110%	-$1.8M—	$0+100%
Income before income taxes	$90.31M-7.2%	$97.3M-3.0%	$100.34M+27.2%	$78.9M+564%	$11.89M-66.8%
Income tax expense	$20.65M-9.4%	$22.81M-7.3%	$24.6M+36.9%	$17.96M+1,854%	-$1.02M-111%
Income from continuing operations	$69.65M—	——	$75.75M+24.3%	$60.94M+372%	$12.91M—
Preferred stock dividends	$0-100%	$1.61M-20.5%	$2.02M-36.6%	$3.19M-6.3%	$3.4M-6.8%
Diluted earnings per share	$1.97-2.5%	$2.02-8.2%	$2.20+27.2%	$1.73+497%	$0.29-59.7%
Basic earnings per share	$2.04-2.4%	$2.09-8.3%	$2.28+28.8%	$1.77+490%	$0.30-59.5%
Weighted-average shares, diluted	35.3M—	——	33.5M+3.4%	32.4M-0.4%	32.5M—
Weighted-average shares, basic	34.1M—	——	32.3M+2.4%	31.6M+0.4%	31.4M—
Impairment of strategic investments	$0—	——	$0-100%	$2.3M—	$0—
Accretion (Amortization) of Discounts and Premiums, Investments	$991K—	——	$1.19M+13.1%	$1.05M+44.6%	$725K—
Amortization (accretion) of loan net deferred fees, discounts and premiums	-$7.27M—	——	-$16.35M-125%	-$7.25M-66.1%	-$4.37M—
Share-based compensation expense related to employee stock plans	$5.83M—	——	$4.47M+0.5%	$4.44M+3.4%	$4.3M—
Pre-tax stock-based compensation cost	$5.3M—	——	$4M-2.4%	$4.1M+5.1%	$3.9M—
Bank Owned Life Insurance Income	$3.08M+40.9%	$2.19M+1.1%	$2.17M-3.7%	$2.25M-51.7%	$4.66M+119%
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	$386.74M—	——	$682.13M—	——	-$357.24M—
Communications And Information Technology	$11.64M+2.2%	$11.39M+9.3%	$10.42M+0.3%	$10.38M-8.2%	$11.31M-15.8%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	$69.05M—	——	$95.98M+67.6%	$57.26M+36.9%	$41.83M—
Addition to (release of) the allowance for credit losses on securities that had an allowance recorded in a previous period, for which there was no intent to sell before recovery of amortized cost basis	$7.04M—	——	$7.84M+258%	$2.19M-69.1%	$7.07M—
Debt Securities, Available-For-Sale, Excluding Accrued Interest, Allowance For Credit Loss, Decrease On Previously Impaired Securities	$2.23M—	——	$1.91M+553%	$293K+32.6%	$221K—
Debt Securities, Available-for-Sale, Excluding Accrued Interest, Allowance for Credit Loss, Sold	$9.05M—	——	$73K-27.0%	$100K-92.5%	$1.33M—
Total net securities (losses)	$355K+1,415%	-$27K-115%	$186K+110%	-$1.8M—	$0+100%
Debt Securities, Available-for-Sale, Realized Loss	$319K—	——	$583K-88.4%	$5.05M—	$0—
Debt Securities, Unrealized Gain (Loss)	$0—	$0—	$0—	$0+100%	-$51.32M—
Deferred taxes	$3.34M—	——	-$1.73M—	——	-$24.94M-5,492%
Depreciation, Amortization and Accretion, Net	$14.24M+12.8%	$12.63M+566%	$1.9M-83.7%	$11.64M-25.6%	$15.64M+72.0%
Depreciation, occupancy and amortization of leasehold improvement	$1M—	——	$1.1M+37.5%	$800K+14.3%	$700K—
Dividends on preferred shares	——	——	$2.02M-36.6%	$3.19M-6.0%	$3.39M—
FDIC assessments, non-income taxes and regulatory fees	$8.22M-9.0%	$9.02M+6.1%	$8.51M-28.6%	$11.91M+1.3%	$11.75M+16.6%
Mortgage finance transactional fees	$1.31M-2.5%	$1.34M+3.2%	$1.3M+10.5%	$1.18M+25.9%	$933K-7.6%
Gross charge-offs	$17.07M+1.2%	$16.87M-3.6%	$17.5M+2.0%	$17.16M-17.3%	$20.76M+17.4%
ACL, period increase (decrease)	$5.3M—	——	$4.4M-30.2%	$6.3M+46.5%	$4.3M—
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery	$3.82M—	——	$2.13M-47.4%	$4.05M+11.9%	$3.62M—
Provision for credit losses	$23.37M+4.6%	$22.34M-15.8%	$26.54M+27.7%	$20.78M-26.6%	$28.3M+33.5%
Provision for credit losses	$18.56M—	——	$19.76M+7.1%	$18.46M-13.9%	$21.45M—
Amortized Cost	$8.57M—	——	$4.39M+160%	$1.69M-70.9%	$5.8M—
Prior	$4.43M-16.6%	$5.31M+22.6%	$4.33M+226%	$1.33M-73.8%	$5.07M+122%
Purchases	$57.83M—	——	$152.89M+47.6%	$103.56M-2.3%	$106.02M—
Revolving Loans	$0—	$0—	$0—	$0—	$0—
Revolving Loans Converted to Term	$0—	$0—	$0—	$0—	$0—
Reclassification of net-lease assets to net investments	$19.19M—	——	$0—	$0-100%	$8.28M—
Term loan by year, year 4	$2.53M-29.6%	$3.6M-25.9%	$4.86M-48.5%	$9.42M+6.5%	$8.84M+131%
Term loan by year, year 1	$622K-41.9%	$1.07M+10.5%	$969K+166%	$364K+67.7%	$217K-55.7%
Term loan by year, year 2	$5.14M+101%	$2.55M+72.1%	$1.48M+37.3%	$1.08M+64.3%	$658K-86.9%
Term loan by year, year 3	$1.34M-53.5%	$2.88M-31.4%	$4.2M+28.9%	$3.26M-4.2%	$3.4M-37.1%
Term loan by year, year 5	$3.02M+106%	$1.46M-12.1%	$1.67M-2.8%	$1.71M-33.5%	$2.58M+284%
Financing Receivable Purchased With Credit Deterioration Amount At Purchase Price	$120M—	——	$121.1M+10.8%	$109.3M-11.1%	$122.9M+3.7%
Gain (Loss) on Fair Value Adjustment on Loans Held for Sale	$347K—	——	-$108K—	——	-$667K—
Gain Loss On Sale Of Mortgage Loans	$1.04M—	——	——	——	$2K—
Net gain (loss) on sale of loans and leases	$1.04M+1,784%	-$62K—	$0—	$0-100%	$2K+100%
Loan fees	$10.51M+41.6%	$7.42M-35.2%	$11.44M+25.7%	$9.11M+25.9%	$7.24M-16.3%
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent	$69.65M-6.5%	$74.49M-1.7%	$75.75M+24.3%	$60.94M+372%	$12.91M-52.0%
Increase (Decrease) in Deposits	$824.06M—	——	$1.43B+4,012%	$34.73M-48.1%	$66.91M—
Increase (Decrease) in Federal Funds Purchased	-$70M—	——	——	——	$0—
Increase (Decrease) in Other Operating Assets	$28.04M-14.2%	$32.68M+1,167%	-$3.06M+78.0%	-$13.94M-233%	$10.47M-76.0%
Other liabilities	-$54.8M-222%	$44.95M+348%	$10.03M-61.3%	$25.92M+4,809%	$528K—
Add - Incremental shares under stock-based compensation plans (in shares)	$1.23M—	——	$1.12M+41.9%	$788.67K-24.4%	$1.04M—
Interest and Dividend Income, Operating	$336.31M-5.3%	$355.2M-1.7%	$361.48M+10.2%	$328M+4.2%	$314.91M-4.5%
Interest and Dividend Income, Securities, Operating	$32.14M+0.5%	$31.98M-11.4%	$36.09M-3.5%	$37.38M+8.9%	$34.34M-13.4%
Interest And Fee Income Loans And Leases Held For Sale	$1.24M-13.8%	$1.43M-9.9%	$1.59M-12.0%	$1.81M-62.1%	$4.76M-49.6%
Interest And Fee Income Loans And Leases Held In Portfolio	$258.73M-5.8%	$274.75M+1.0%	$272.13M+10.2%	$246.87M+6.9%	$231.01M+0.2%
Interest Expense, Deposits	$126.13M-4.3%	$131.8M-7.2%	$141.98M+5.9%	$134.05M+2.1%	$131.31M-9.4%
Interest on federal funds purchased	$13K—	——	——	——	$0—
Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term	$12.94M-10.7%	$14.49M+11.9%	$12.95M+1.8%	$12.72M+7.8%	$11.8M-6.3%
Long-term debt	$1.27M+12.2%	$1.13M-18.7%	$1.39M+6.2%	$1.31M+14.4%	$1.14M-2.1%
Interest Expense, Subordinated Notes and Debentures	$4.62M+37.7%	$3.36M+3.2%	$3.25M+0.7%	$3.23M+0.5%	$3.21M-4.1%
Interest Income, Deposits with Financial Institutions	$41.83M-6.8%	$44.86M-9.6%	$49.64M+24.2%	$39.97M-6.9%	$42.91M-10.9%
Interest Income (Expense), after Provision for Loan Loss	$167.98M-7.7%	$182.09M+3.8%	$175.37M+12.5%	$155.92M+12.1%	$139.15M-5.1%
Interest Income (Expense), Operating	$191.35M-6.4%	$204.43M+1.2%	$201.91M+14.3%	$176.7M+5.5%	$167.45M-0.2%
Legal Fees	——	$0—	$0—	$0—	$0—
Loan-related expense	$3.86M-4.7%	$4.05M-2.8%	$4.17M+2.8%	$4.05M-12.5%	$4.63M+1.0%
Loans, Held-For-Sale, Fair Value Adjustments	-$231K—	——	$228K-88.9%	$2.05M—	$0—
Purchase price as a percentage of loans outstanding	99%—	——	98.7%+24.3%	74.4%-25.1%	99.5%—
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	$977.96M+89.4%	$516.34M-67.5%	$1.59B+4,896%	$31.84M-34.6%	$48.67M-94.1%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$626.29M-52.0%	-$412.09M+59.8%	-$1.03B-761%	-$119.17M+76.2%	-$500.03M-91.5%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$35.07M-71.2%	$121.57M+4.0%	$116.91M-27.9%	$162.15M+72.3%	$94.12M-29.4%
Noninterest Expense	$111.99M-4.5%	$117.31M+11.5%	$105.22M-1.3%	$106.63M+3.8%	$102.77M-6.9%
Number of reportable segments	1—	——	——	——	1—
Oci Before Reclassifications Before Tax Attributable To Parent	-$1.82M—	——	$25.22M—	——	-$13.25M—
Other comprehensive income/(loss) before reclassifications	-$1.34M—	——	$18.54M—	——	-$9.77M—
OCI, Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Adjustment from AOCI for Amortization of Gain (Loss), before Tax	-$887K—	——	-$1.07M+10.9%	-$1.21M-3.2%	-$1.17M—
Oci Debt Securities Available For Sale Transfer To Held To Maturity Adjustment From Aoci For Amortization Of Gain Loss Tax	-$236K—	——	-$284K+11.3%	-$320K-4.2%	-$307K—
OCI, Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Adjustment from AOCI for Amortization of Gain (Loss), after Tax	-$651K—	——	-$790K—	——	-$862K—
Lease income — operating leases	$15.42M+8.7%	$14.19M+23.0%	$11.54M+4.3%	$11.06M+3.6%	$10.67M+0.6%
Operating Lease Payments	$1.9M—	——	$1.4M-6.7%	$1.5M0.0%	$1.5M—
Commercial lease depreciation	$12.69M+8.8%	$11.67M+23.3%	$9.46M+8.2%	$8.74M+3.3%	$8.46M-5.3%
Origination of mortgage finance loans	$7.34B—	——	$7.1B+3.9%	$6.83B+28.2%	$5.33B—
Unrealized gains (losses) on available-for-sale securities	$4.15M—	——	$17.52M+575%	-$3.68M-113%	$28.92M—
Other Comprehensive Income (Loss) before Reclassifications, Tax	-$484K—	——	$6.67M—	——	-$3.48M—
Tax on unrealized gain on derivative hedge agreements	-$1.84M—	——	$605K—	——	$0—
Cash flow hedges	-$6.94M—	——	$2.29M—	——	$0—
Change in net unrealized gain (loss) on derivative instruments	-$4.76M—	——	——	——	$0—
Tax expense on reclassification of realized net derivative loss to net income	-$124K—	——	-$373K—	——	$0—
Cash flow hedges, Gain or (loss) reclassified from accumulated OCI into income	-$467K—	——	-$1.41M—	——	$0—
Other comprehensive income/(loss)	-$607K—	——	$20.24M+649%	-$3.68M-113%	$28.92M—
Tax expense (benefit) of other comprehensive income (loss), reclassification adjustment from AOCI for sale of securities	$94K—	——	$49K+110%	-$475K+96.5%	-$13.5M—
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Before Tax	$355K—	——	$186K+110%	-$1.8M+96.5%	-$51.32M—
Tax expense (benefit) of unrealized gains/losses on available for sale securities still held	$1.36M—	——	$6.07M+386%	-$2.12M+39.2%	-$3.48M—
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax	$5.12M—	——	$22.93M+386%	-$8.01M+39.5%	-$13.25M—
Other Interest And Dividend Income	$2.37M+9.2%	$2.17M+7.1%	$2.03M+2.8%	$1.97M+4.6%	$1.89M-11.8%
Payment for Origination and Purchase, Loan, Held-for-Sale	$171.42M—	——	$188.37M+59.6%	$118M-60.6%	$299.81M—
Payments for (Proceeds from) Other Loans and Leases	$457.96M—	——	$803.32M+550%	$123.6M-63.4%	$337.44M—
Payments for Repurchase of Common Stock	$42.74M—	——	——	——	$5.64M+446%
Payments of Ordinary Dividends, Preferred Stock and Preference Stock	$0-100%	$1.95M-3.0%	$2.01M-41.2%	$3.41M-0.6%	$3.43M-5.8%
Payment, Tax Withholding, Share-Based Payment Arrangement	$3.61M+273%	$966K+280%	$254K-89.7%	$2.47M-74.9%	$9.82M+3,150%
Payments to Acquire Debt Securities, Available-for-Sale	$225.46M+63.0%	$138.34M-53.2%	$295.71M-15.5%	$350.08M+123%	$156.69M-12.9%
Payments to Acquire Finance Receivables	$57.83M+14.7%	$50.39M-67.0%	$152.89M+101%	$75.98M-28.3%	$106.02M+37.4%
Payments to Acquire Held-to-Maturity Securities	$0-100%	$3.75M-62.4%	$9.98M—	$0-100%	$14.02M+12,532%
Payment to Acquire Life Insurance Policy, Investing Activities	$0—	——	——	——	$1.46M—
Payments to Acquire Other Investments	$7.47M—	——	$2.7M-29.5%	$3.83M+604%	$544K—
Payments to Acquire Property, Plant, and Equipment	$49K-98.0%	$2.49M-76.2%	$10.48M+12,084%	$86K-87.5%	$686K+37.5%
Preferred Stock Dividends and Other Adjustments	$0—	——	——	——	$3.39M—
Short-term Federal Home Loan Bank borrowings	$420M+133%	$180M+20.0%	$150M+150%	$60M-40.0%	$100M—
Proceeds from Issuance of Common Stock	$246K—	$0-100%	$164.76M+33,661%	$488K-24.3%	$645K+158%
Proceeds from Life Insurance Policy	$1.43M—	——	——	$532K-89.6%	$5.1M—
Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities	$66.6M-13.7%	$77.16M+22.4%	$63.03M-27.2%	$86.52M+25.3%	$69.06M-6.9%
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$130.03M-18.4%	$159.39M+103%	$78.69M+15.8%	$67.96M-31.7%	$99.52M-41.9%
Proceeds from repayments of mortgage finance loans	$7.2B—	——	$7.15B+7.0%	$6.68B+26.4%	$5.29B—
Sale of investments	$41.3M-3.6%	$42.85M-57.5%	$100.9M-77.6%	$450.4M—	$0-100%
Proceeds from sales of leased assets under lessor operating leases	$434K—	——	$6.88M+81.4%	$3.79M+819%	$413K—
Loans	$19.19M+336%	$4.4M—	——	——	$1.08M+87.3%
Residential mortgage loan sales	$185.77M+1.1%	$183.7M-10.9%	$206.07M+47.4%	$139.82M-57.2%	$326.36M-17.6%
Reclassification from AOCI, Current Period, before Tax, Attributable to Parent	-$112K—	——	-$1.23M—	——	-$51.32M—
Reclassification from AOCI, Current Period, Net of Tax, Attributable to Parent	-$82K—	——	-$902K—	——	-$37.82M—
Tax effect	-$30K—	——	-$324K—	——	-$13.5M—
Payments of FHLBank Borrowings, Financing Activities	$180M—	——	$100M—	——	$100M+33.3%
Repayments of Subordinated Debt	$110M—	——	——	——	$0—
Interest income on lease receivables	$17.8M—	——	$16.1M+5.2%	$15.3M+4.8%	$14.6M—
Stock-based compensation	$5.73M+6.2%	$5.4M+22.3%	$4.41M+0.1%	$4.41M+3.8%	$4.25M+14.4%
Shares Issued, Value, Share-Based Payment Arrangement, after Forfeiture	-$3.35M—	——	$598K+130%	-$2.01M+78.2%	-$9.22M—
Value of shares repurchased	$42.74M—	——	——	——	$5.64M—
Stock Repurchased During Period Shares	104.2K—	——	——	——	104.2K—
Purchase price	$5.6M—	——	——	——	$5.64M—
Transfer from trading securities to investment securities	$674K-15.2%	$795K-31.8%	$1.17M-2.6%	$1.2M-99.1%	$135.82M+6,791%
Change in fair value of interest rate swap	-$11K—	——	$370K-53.9%	$802K+12.6%	$712K—
Variable Lease Cost	$0—	——	$0—	$0—	$0—

Ask your AI about Customers Bancorp.

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Customers Bancorp's revenue?: Customers Bancorp (CUBI) generated $901.0M in revenue over the trailing twelve months, up 33.3% year over year.
Is Customers Bancorp profitable?: Customers Bancorp reported $280.8M in net income over the trailing twelve months, a 31.2% net margin.
What is Customers Bancorp's earnings per share?: Customers Bancorp's diluted EPS over the trailing twelve months is $7.92.
Where does Customers Bancorp's income statement data come from?: Every line is extracted from Customers Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.