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Dave, Inc. DAVE Ratios & Valuation

Income StatementBalance SheetCash FlowRatiosSegments
QuarterlyAnnualTTM
YoYQoQ
SimplifiedDetailed
Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin37.2%+1.9pp35.3%+5.5pp29.9%+17.1pp12.7%-1.0pp13.7%-2.9pp
EBITDA margin36.1%+3.3pp32.9%+5.2pp27.7%+9.5pp18.1%-0.7pp18.8%-3.1pp
Free cash flow margin54%+1.7pp52.3%+3.8pp48.5%+4.2pp44.3%+4.5pp39.8%+3.8pp
Returns
Return on equity111.6%+38.5pp73.1%+7.5pp65.6%+34.9pp30.7%-1.4pp32.1%-10.7pp
Return on assets53.2%+3.4pp49.8%+8.2pp41.6%+23.5pp18.1%-1.0pp19%-0.5pp
Return on invested capital141.5%+68.7pp72.7%+22.7pp50.1%+19.3pp30.8%-0.9pp31.6%-8.1pp
Efficiency
Asset turnover1.4×0.0×1.4×0.0×1.4×0.0×1.4×0.0×1.4×+0.2×
Liquidity
Current ratio3.9×0.0×3.8×-4.9×8.7×-0.8×9.5×+0.9×8.6×+0.5×
Quick ratio3.9×0.0×3.8×-4.9×8.7×-0.8×9.5×+0.9×8.6×+0.5×
Cash ratio1.1×+0.4×0.7×-0.4×1.1×-0.6×1.7×+0.3×1.4×-0.1×
Leverage
Debt-to-equity0×0.0×0×-0.3×0.3×-0.1×0.3×0.0×0.4×0.0×
Debt-to-assets0×0.0×0×-0.2×0.2×0.0×0.2×0.0×0.2×0.0×
Net debt / EBITDA-0.6×-0.2×-0.4×-0.6×0.2×0.0×0.2×-0.2×0.4×+0.1×
Interest coverage30.1×+5.3×24.9×+6.9×17.9×+8.2×9.7×+1.1×8.5×0.0×
Per Share
Book value per share$14.15-41.9%$24.36+21.5%$20.06+34.5%$14.91+9.5%$13.62+2.8%
Valuation
Market capitalization$2.31B-22.8%$2.99B+11.1%$2.69B-12.1%$3.06B+183%$1.08B-2.0%
Enterprise value$2.18B-25.2%$2.91B+7.1%$2.72B-11.6%$3.07B+177%$1.11B-1.7%
Price / earnings10.3×-5.0×15.3×-3.1×18.3×-37.2×55.5×+34.9×20.6×+1.6×
Price / sales3.8×-1.6×5.4×-0.1×5.5×-1.6×7.1×+4.2×2.8×-0.3×
Price / book11.3×+2.9×8.5×-0.8×9.2×-4.9×14.1×+8.7×5.4×-0.6×
EV / EBITDA10×-6.0×16×-4.0×20×-19.2×39.2×+23.7×15.5×+0.6×
EV / sales3.6×-1.7×5.3×-0.3×5.5×-1.6×7.1×+4.2×2.9×-0.3×
Free cash flow yield14.1%+4.5pp9.7%+0.8pp8.9%+2.6pp6.3%-7.7pp14%+2.7pp
Earnings yield9.7%+3.2pp6.6%+1.1pp5.5%+3.7pp1.8%-3.0pp4.8%-0.4pp
PEG ratio0×0.0×0.1×0.0×0.1×-0.5×0.6×———

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Questions, answered.

Where do Dave, Inc.'s ratios come from?
Every ratio is computed from Dave, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.