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Dave, Inc. DAVE Ratios & Valuation

Income StatementBalance SheetCash FlowRatiosSegments
QuarterlyAnnualTTM
YoYQoQ
SimplifiedDetailed
Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin37.2%+23.5pp35.3%+18.7pp29.9%+17.0pp12.7%+3.0pp13.7%+13.9pp
EBITDA margin36.1%+17.3pp32.9%+11.0pp27.7%+9.2pp18.1%+2.2pp18.8%+11.5pp
Free cash flow margin54%+14.2pp52.3%+16.3pp48.5%+17.5pp44.3%+18.0pp39.8%+18.4pp
Returns
Return on equity111.6%+79.5pp73.1%+30.3pp65.6%+30.7pp30.7%+5.4pp32.1%+32.5pp
Return on assets53.2%+34.2pp49.8%+30.3pp41.6%+27.1pp18.1%+7.5pp19%+19.2pp
Return on invested capital141.5%+110pp72.7%+33.0pp50.1%+17.9pp30.8%+3.6pp31.6%+26.5pp
Efficiency
Asset turnover1.4×0.0×1.4×+0.2×1.4×+0.3×1.4×+0.3×1.4×+0.4×
Liquidity
Current ratio3.9×-4.7×3.8×-4.2×8.7×+1.9×9.5×+0.8×8.6×+1.1×
Quick ratio3.9×-4.7×3.8×-4.2×8.7×+1.9×9.5×+0.8×8.6×+1.1×
Cash ratio1.1×-0.3×0.7×-0.7×1.1×+0.2×1.7×-0.1×1.4×-0.5×
Leverage
Debt-to-equity0×-0.4×0×-0.4×0.3×-0.2×0.3×-0.2×0.4×-0.2×
Debt-to-assets0×-0.2×0×-0.3×0.2×-0.1×0.2×-0.1×0.2×-0.1×
Net debt / EBITDA-0.6×-1.0×-0.4×-0.8×0.2×-0.5×0.2×-0.4×0.4×-0.6×
Interest coverage30.1×+21.6×24.9×+16.3×17.9×+12.1×9.7×+5.7×8.5×+7.3×
Per Share
Book value per share$14.15+3.9%$24.36+83.9%$20.06+79.3%$14.91+42.5%$13.62+41.0%
Valuation
Market capitalization$2.31B+113%$2.99B+171%$2.69B+442%$3.06B+719%$1.08B+138%
Enterprise value$2.18B+95.8%$2.91B+157%$2.72B+406%$3.07B+667%$1.11B+134%
Price / earnings10.3×-10.4×15.3×-3.8×18.3×+6.3×55.5×+42.4×20.6×—
Price / sales3.8×+1.0×5.4×+2.2×5.5×+3.9×7.1×+5.8×2.8×+1.2×
Price / book11.3×+5.9×8.5×+2.4×9.2×+6.1×14.1×+11.5×5.4×+1.9×
EV / EBITDA10×-5.5×16×+1.1×20×+10.9×39.2×+30.6×15.5×-8.3×
EV / sales3.6×+0.7×5.3×+2.0×5.5×+3.8×7.1×+5.7×2.9×+1.2×
Free cash flow yield14.1%+0.1pp9.7%-1.6pp8.9%-11.1pp6.3%-14.4pp14%+1.1pp
Earnings yield9.7%+4.9pp6.6%+1.3pp5.5%-2.8pp1.8%-5.8pp4.8%+4.9pp
PEG ratio0×—0.1×—0.1×—0.6×———

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Questions, answered.

Where do Dave, Inc.'s ratios come from?
Every ratio is computed from Dave, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.