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EBITDA margin at other companies

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PRA GroupPRAA
-4.5%-33.5pp
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Consumer Portfolio ServicesCPSS
60.9%+2.9pp
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Credit AcceptanceCACC
45.5%+8.1pp
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Finance of America CompaniesFOA
-1,094.6%
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Onity GroupONIT
35.2%+1.0pp

Other financials

Income statement

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Revenue$491.9M+11.3%
Operating income$186.9M+24.0%
Net income$64.0M+9.0%
EPS (diluted)$2.81+12.9%

Balance sheet

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Cash & equivalents$182.9M+5.8%
Total debt$4.2B+5.4%
Total equity$1.1B+20.4%
Total assets$5.6B+7.2%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$8.4M+32.6%
Free cash flow$77.5M+102%

Valuation

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Market cap$2.08B+138%
Enterprise value$6.07B+30.1%
P/E6.9×
P/S1.1×+0.5×

Profitability

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Operating margin37.7%
Net margin15.9%+12.4pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity30.5%+24.7pp
Debt / equity3.9×-0.6×

Where this comes from

Calculated from Encore Capital Group’s reported figures.

Based on trailing twelve months.

The source filing: Encore Capital Group’s 10-Q, filed August 5, 2026. Open the filing →

Filed
Aug 5, 2026, 5:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001084961-26-000058

FAQ

What is Encore Capital Group's EBITDA margin?
Encore Capital Group (ECPG) reported EBITDA margin of 39.2% in Q2 2026.
How has Encore Capital Group's EBITDA margin changed year-over-year?
Encore Capital Group's EBITDA margin increased by 108.2% year-over-year, from 18.8% to 39.2%.
What is the long-term trend for Encore Capital Group's EBITDA margin?
Over 5 years (2020 to 2025), Encore Capital Group's EBITDA margin has grown at a -0.7% compound annual growth rate (CAGR), from 38.4% to 37.1%.
What does EBITDA margin mean?
EBITDA (earnings before interest, taxes, depreciation, and amortization) as a percentage of revenue, trailing twelve months. A proxy for cash operating profitability that strips out capital-structure and non-cash charges.

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