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Other geography segments

United States
$60.05M
United Kingdom
$44.73M

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Other financials

Income statement

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Revenue$491.9M+11.3%
Operating income$186.9M+24.0%
Net income$64.0M+9.0%
EPS (diluted)$2.81+12.9%

Balance sheet

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Cash & equivalents$182.9M+5.8%
Total debt$4.2B+5.4%
Total equity$1.1B+20.4%
Total assets$5.6B+7.2%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$8.4M+32.6%
Free cash flow$77.5M+102%

Valuation

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Market cap$2.01B+123%
Enterprise value$6.01B+28.0%
P/E6.7×
P/S1.1×+0.4×

Profitability

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Operating margin37.7%
Net margin15.9%+12.4pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity30.5%+24.7pp
Debt / equity3.9×-0.6×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAfterAccumulatedDepreciationAndAmortization.

The source filing: Encore Capital Group’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 5:20 PM EST
Fiscal year
FY2025
Accession
0001084961-26-000009
Line itemDecember 31,2025December 31,2024
Long-lived assets(1):
United States$53,982$60,050
International
United Kingdom49,46144,726
India18,29520,801
Other foreign countries(2)16,97113,109
84,72778,636
Total$138,709$138,686

Item 16—Form 10-K Summary

FAQ

What is Encore Capital Group's india — total?
Encore Capital Group (ECPG) reported india — total of $18.3M in Q4 2025.
How has Encore Capital Group's india — total changed year-over-year?
Encore Capital Group's india — total decreased by 12.0% year-over-year, from $20.8M to $18.3M.
What does india — total mean?
This metric represents the aggregate financial performance or operational activity of the company's business operations located within the India geographic segment. It encompasses the revenue, recovery collections, or portfolio management activities conducted by regional entities to support the company's global debt recovery strategy. Tracking this segment provides insight into the scalability and regulatory environment of the company's international footprint.

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