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Encore Capital Group ECPG Finance Lease Liabilities (Total)

Finance Lease Liabilities (Total) at other companies

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Consumer Portfolio ServicesCPSS
$743K

Other financials

Income statement

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Revenue$491.9M+11.3%
Operating income$186.9M+24.0%
Net income$64.0M+9.0%
EPS (diluted)$2.81+12.9%

Balance sheet

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Cash & equivalents$182.9M+5.8%
Total debt$4.2B+5.4%
Total equity$1.1B+20.4%
Total assets$5.6B+7.2%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$8.4M+32.6%
Free cash flow$77.5M+102%

Valuation

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Market cap$2.08B+138%
Enterprise value$6.07B+30.1%
P/E6.9×
P/S1.1×+0.5×

Profitability

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Operating margin37.7%
Net margin15.9%+12.4pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity30.5%+24.7pp
Debt / equity3.9×-0.6×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:FinanceLeaseLiability.

The source filing: Encore Capital Group’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 5:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001084961-26-000058
Line itemJune 30,2026December 31,2025
Convertible senior notes230,000230,000
Cabot securitisation senior facility338,157343,539
U.S. facility450,000450,000
Other50,36952,926
Finance lease liabilities448596
4,213,3794,033,394
Less: debt discount and issuance costs, net of amortization(33,864)(32,101)
Total$4,179,515$4,001,293

Item 1—Condensed Consolidated Financial Statements (Unaudited)

FAQ

What is Encore Capital Group's finance lease liabilities (total)?
Encore Capital Group (ECPG) reported finance lease liabilities (total) of $448K in Q2 2026.
How has Encore Capital Group's finance lease liabilities (total) changed year-over-year?
Encore Capital Group's finance lease liabilities (total) decreased by 55.0% year-over-year, from $996K to $448K.
What is the long-term trend for Encore Capital Group's finance lease liabilities (total)?
Over 5 years (2020 to 2025), Encore Capital Group's finance lease liabilities (total) has grown at a -40.9% compound annual growth rate (CAGR), from $8.29M to $596K.
What does finance lease liabilities (total) mean?
Finance lease liabilities (total) represent the aggregate present value of all future lease payments for assets where the company assumes substantially all risks and rewards of ownership. This metric reflects the long-term debt-like burden associated with financing infrastructure or equipment through leases. It is a key component of the company's total leverage profile.

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