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Encore Capital Group ECPG Impairment Charges

Impairment Charges at other companies

Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$177K-83.6%

Other financials

Income statement

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Revenue$491.9M+11.3%
Operating income$186.9M+24.0%
Net income$64.0M+9.0%
EPS (diluted)$2.81+12.9%

Balance sheet

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Cash & equivalents$182.9M+5.8%
Total debt$4.2B+5.4%
Total equity$1.1B+20.4%
Total assets$5.6B+7.2%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$8.4M+32.6%
Free cash flow$77.5M+102%

Valuation

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Market cap$2.08B+138%
Enterprise value$6.07B+30.1%
P/E6.9×
P/S1.1×+0.5×

Profitability

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Operating margin37.7%
Net margin15.9%+12.4pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity30.5%+24.7pp
Debt / equity3.9×-0.6×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ImpairmentOfIntangibleAssetsExcludingGoodwill.

The source filing: Encore Capital Group’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 5:20 PM EST
Fiscal year
FY2025
Accession
0001084961-26-000009
Line itemYear Ended December 31, 2025Year Ended December 31, 2024Year Ended December 31, 2023
Collection agency commissions29,28730,59635,657
Depreciation and amortization28,76032,43441,737
Goodwill impairment100,600238,200
Impairment of assets18,54418,726
Total operating expenses1,142,1551,159,0311,206,145
Income from operations626,647157,33016,535
Other expense
Interest expense(293,910)(252,545)(201,877)

Item 16—Form 10-K Summary

FAQ

What is Encore Capital Group's impairment charges?
Encore Capital Group (ECPG) reported impairment charges of $0 in Q4 2025.
How has Encore Capital Group's impairment charges changed year-over-year?
Encore Capital Group's impairment charges decreased by 100.0% year-over-year, from $4.64M to $0.
What does impairment charges mean?
Write-downs of long-lived assets (excluding goodwill) when their carrying value exceeds fair value, including property, equipment, right-of-use assets, and other tangible assets.

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