What is Encore Capital Group's net income?

Encore Capital Group (ECPG) reported net income of $86.24M in Q1 2026.

How has Encore Capital Group's net income changed year-over-year?

Encore Capital Group's net income increased by 84.3% year-over-year, from $46.8M to $86.24M.

What is the long-term trend for Encore Capital Group's net income?

Over 3 years (2021 to 2025), Encore Capital Group's net income has grown at a -9.9% compound annual growth rate (CAGR), from $351.2M to $256.83M.

What does net income mean?

Net income as the starting point for the indirect method operating cash flow reconciliation.

Encore Capital Group ECPG Net Income

Net Income at other companies

Pathward Financial, Inc.CASH

$73.06M-2.8%

Atlanticus Holdings CorporationATLC

$44.58M+43.2%

The BancorpTBBK

$60.07M+5.1%

Golub CapitalGBDC

-$46.8M-159%

Credit AcceptanceCACC

$135.8M+27.8%

Associated Banc-CorpASB

$119.64M+17.7%

Other financials

Income statement

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Revenue$475.4M+21.0%

Operating income$184.0M+42.3%

Net income$86.2M+84.3%

EPS (diluted)$3.86+100%

Balance sheet

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Cash & equivalents$227.2M+21.4%

Total debt$4.0B+6.4%

Total equity$1.0B+26.3%

Total assets$5.5B+9.7%

Cash flow

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Operating cash flow$82.3M+81.8%

CapEx$4.9M-30.5%

Free cash flow$77.5M+102%

Valuation

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Market cap$1.87B+84.9%

Profitability

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Operating margin36.8%—

Net margin16%+11.9pp

FCF margin9%+0.2pp

Returns & leverage

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Return on equity32%+24.8pp

Debt / equity3.9×-0.7×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ProfitLoss.

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Encore Capital Group's net income?: Encore Capital Group (ECPG) reported net income of $86.24M in Q1 2026.
How has Encore Capital Group's net income changed year-over-year?: Encore Capital Group's net income increased by 84.3% year-over-year, from $46.8M to $86.24M.
What is the long-term trend for Encore Capital Group's net income?: Over 3 years (2021 to 2025), Encore Capital Group's net income has grown at a -9.9% compound annual growth rate (CAGR), from $351.2M to $256.83M.
What does net income mean?: Net income as the starting point for the indirect method operating cash flow reconciliation.