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Encore Capital Group ECPG Cost Of Legal Collections
Cost Of Legal Collections at other companies
Other financials
Where this comes from
Reported directly by Encore Capital Group in its filing.
Tagged under the XBRL concept ecpg:CostOfLegalCollections.
The source filing: Encore Capital Group’s 10-Q, filed August 5, 2026.
- Filed
- Aug 5, 2026, 5:19 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001084961-26-000058
| Line item | Three Months Ended June 30, 2026 | Three Months Ended June 30, 2025 | Six Months Ended June 30, 2026 | Six Months Ended June 30, 2025 |
|---|---|---|---|---|
| Total revenues | 491,872 | 442,122 | 967,283 | 834,897 |
| Operating expenses | ||||
| Salaries and employee benefits | 119,585 | 117,738 | 234,126 | 223,670 |
| Cost of legal collections | 96,599 | 79,649 | 185,820 | 147,662 |
| General and administrative expenses | 38,724 | 41,327 | 78,353 | 82,345 |
| Other operating expenses | 36,831 | 36,990 | 71,664 | 71,242 |
| Collection agency commissions | 6,119 | 8,374 | 12,456 | 15,247 |
| Depreciation and amortization | 7,112 | 7,311 | 13,970 | 14,655 |
Item 1—Condensed Consolidated Financial Statements (Unaudited)
FAQ
- What is Encore Capital Group's cost of legal collections?
- Encore Capital Group (ECPG) reported cost of legal collections of $96.6M in Q2 2026.
- How has Encore Capital Group's cost of legal collections changed year-over-year?
- Encore Capital Group's cost of legal collections increased by 21.3% year-over-year, from $79.65M to $96.6M.
- What is the long-term trend for Encore Capital Group's cost of legal collections?
- Over 4 years (2021 to 2025), Encore Capital Group's cost of legal collections has grown at a 5.5% compound annual growth rate (CAGR), from $254.28M to $315.45M.
- What does cost of legal collections mean?
- This metric tracks the direct expenses incurred from utilizing legal channels to enforce the collection of delinquent consumer debt. It includes court costs, attorney fees, and other litigation-related expenditures necessary to secure judgments or settlements. Monitoring this cost relative to total recoveries helps evaluate the cost-effectiveness of legal action as a recovery strategy compared to other collection methods.
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