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Encore Capital Group ECPG Cost Of Legal Collections

Cost Of Legal Collections at other companies

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$1M

Other financials

Income statement

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Revenue$475.4M+21.0%
Operating income$184.0M+42.3%
Net income$86.2M+84.3%
EPS (diluted)$3.86+100%

Balance sheet

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Cash & equivalents$227.2M+21.4%
Total debt$4.0B+6.4%
Total equity$1.0B+26.3%
Total assets$5.5B+9.7%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$4.9M-30.5%
Free cash flow$77.5M+102%

Valuation

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Market cap$1.84B+84.9%
Enterprise value$5.65B+20.2%
P/E6.2×
P/S+0.3×

Profitability

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Operating margin36.8%
Net margin16%+11.9pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity32%+24.8pp
Debt / equity3.9×-0.7×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept ecpg:CostOfLegalCollections.

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Encore Capital Group's cost of legal collections?
Encore Capital Group (ECPG) reported cost of legal collections of $89.22M in Q1 2026.
How has Encore Capital Group's cost of legal collections changed year-over-year?
Encore Capital Group's cost of legal collections increased by 31.2% year-over-year, from $68.01M to $89.22M.
What is the long-term trend for Encore Capital Group's cost of legal collections?
Over 4 years (2021 to 2025), Encore Capital Group's cost of legal collections has grown at a 5.5% compound annual growth rate (CAGR), from $254.28M to $315.45M.
What does cost of legal collections mean?
This metric tracks the direct expenses incurred from utilizing legal channels to enforce the collection of delinquent consumer debt. It includes court costs, attorney fees, and other litigation-related expenditures necessary to secure judgments or settlements. Monitoring this cost relative to total recoveries helps evaluate the cost-effectiveness of legal action as a recovery strategy compared to other collection methods.