Where do Encore Capital Group's ratios come from?

Every ratio is computed from Encore Capital Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Operating margin	35.4%—	——	——	33.2%-6.0pp
Net margin	14.5%+25.1pp	-10.6%+6.3pp	-16.9%—	——
Returns
Return on equity	29.5%+45.8pp	-16.3%+3.2pp	-19.5%—	——
Return on invested capital	10.3%+6.8pp	3.5%+3.1pp	0.4%-10.5pp	10.9%-0.6pp
Efficiency
Asset turnover	0.3×+0.1×	0.3×0.0×	0.3×0.0×	0.3×0.0×
Leverage
Debt-to-equity	4.2×-0.8×	5×+1.4×	3.7×+1.0×	2.7×-0.1×
Net debt / EBITDA	6×-14.1×	20.1×-36.3×	56.4×+50.4×	6×+1.5×
Per Share
Book value per share	$41.50+29.1%	$32.14-18.8%	$39.57-12.5%	$45.21+18.8%
Valuation
Market capitalization	$1.21B+7.1%	$1.13B-5.2%	$1.19B+6.5%	$1.12B-38.3%
Price / earnings	4.7×—	——	——	——
Price / sales	0.7×-0.2×	0.9×-0.1×	1×+0.2×	0.8×-0.3×
Price / book	1.2×-0.2×	1.5×+0.2×	1.3×+0.3×	1×-0.6×
EV / EBITDA	7.8×-18.4×	26.3×-50.6×	76.9×+68.7×	8.2×+1.0×

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Where do Encore Capital Group's ratios come from?: Every ratio is computed from Encore Capital Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.