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Esquire Financial Holdings, Inc. ESQ Loans receivable, net of allowances of $42 and $30 (Note 7)

Loans receivable, net of allowances of $42 and $30 (Note 7) at other companies

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ESQ
Esquire Financial Holdings, Inc.ESQ
$1.79B+28.3%
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$566M+152%

Other financials

Income statement

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Revenue$40.5M+19.8%
Net income$12.2M+7.0%
EPS (diluted)$1.40+5.3%

Balance sheet

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Cash & equivalents$222.2M+28.4%
Total debt$2.4M-27.0%
Total equity$301.3M+20.2%
Total assets$2.4B+23.9%

Cash flow

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Operating cash flow$19.5M+23.4%
CapEx$180.0K-84.4%
Free cash flow$19.3M+31.9%

Valuation

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Market cap$991.03M+31.2%
Enterprise value$771.22M+31.6%
P/E19.2×+2.4×
P/S6.5×+0.6×

Profitability

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Net margin33.7%-1.1pp
FCF margin40%+6.3pp

Returns & leverage

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Return on equity18.7%-1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Esquire Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossNoncurrent.

The official record: Esquire Financial Holdings, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Esquire Financial Holdings, Inc.'s loans receivable, net of allowances of $42 and $30 (note 7)?
Esquire Financial Holdings, Inc. (ESQ) reported loans receivable, net of allowances of $42 and $30 (note 7) of $1.79B in Q1 2026.
How has Esquire Financial Holdings, Inc.'s loans receivable, net of allowances of $42 and $30 (note 7) changed year-over-year?
Esquire Financial Holdings, Inc.'s loans receivable, net of allowances of $42 and $30 (note 7) increased by 28.3% year-over-year, from $1.4B to $1.79B.
What is the long-term trend for Esquire Financial Holdings, Inc.'s loans receivable, net of allowances of $42 and $30 (note 7)?
Over 2 years (2023 to 2025), Esquire Financial Holdings, Inc.'s loans receivable, net of allowances of $42 and $30 (note 7) has grown at a 20.7% compound annual growth rate (CAGR), from $1.19B to $1.73B.
What does loans receivable, net of allowances of $42 and $30 (note 7) mean?
Measures the net carrying value of long-term loans receivable after accounting for the associated allowance for credit losses. This figure represents the core long-term lending assets of the bank that are expected to generate interest income over multiple periods. It is a primary indicator of the bank's scale of operations and its long-term asset quality.