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Fifth District Bancorp FDSB Bank Owned Life Insurance Increase In Cash Surrender Value

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Other financials

Income statement

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Revenue$151.3K-2.3%
Net income$387.0K+396%
EPS (diluted)$0.08+300%

Balance sheet

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Cash & equivalents$23.3M-22.6%
Total debt$4.0M
Total equity$129.3M+1.6%
Total assets$535.7M+0.9%

Cash flow

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Operating cash flow$1.0M+26.0%
CapEx$301.0K+419%
Free cash flow$736.0K-3.8%

Valuation

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Market cap$85.45M+24.5%
P/E19.4×
P/S141.2×+24.3×

Profitability

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Net margin675.7%
FCF margin67.2%

Returns & leverage

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Return on equity3.4%
Debt / equity0.1×

Where this comes from

Reported directly by Fifth District Bancorp in its filing.

Tagged under the XBRL concept fdsb:BankOwnedLifeInsuranceIncreaseInCashSurrenderValue.

The official record: Fifth District Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fifth District Bancorp's bank owned life insurance increase in cash surrender value?
Fifth District Bancorp (FDSB) reported bank owned life insurance increase in cash surrender value of $68K in Q1 2026.
How has Fifth District Bancorp's bank owned life insurance increase in cash surrender value changed year-over-year?
Fifth District Bancorp's bank owned life insurance increase in cash surrender value decreased by 22.7% year-over-year, from $88K to $68K.
What does bank owned life insurance increase in cash surrender value mean?
This represents the periodic increase in the cash surrender value of life insurance policies held by the bank on its employees or executives. It is a non-interest income component that reflects the growth of these tax-advantaged assets. Investors track this to understand the contribution of non-core assets to overall earnings.