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Fair Isaac FICO Q2 2026 earnings

Reported April 28, 2026 · After market close

Revenue estimate$630.2M
EPS estimate$10.89

Next report

Jul 29, 2026 (In 2 weeks)
Revenue estimate$676.4M
EPS estimate$11.71

Financials

Q2 2026

Income statement

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Revenue$691.7M+38.7%
Gross profit$600.5M+46.1%
Operating income$402.5M+63.8%
Net income$264.5M+62.6%
EPS (diluted)$11.14+69.0%

Balance sheet

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Cash & equivalents$219.4M+54.7%
Total debt$3.7B+42.6%
Total equity-$2.1B-87.0%
Total assets$2.0B+11.6%

Cash flow

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Operating cash flow$223.4M+198%
CapEx$266.0K-87.4%
Free cash flow$223.1M+206%

Valuation & ratios

Valuation

as of 07/09/26
See full
Market cap$29.36B-43.8%
Enterprise value$32.8B-39.4%
P/E38.7×-51.9×
P/S13×-15.4×

Profitability

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Gross margin84.2%+3.3pp
Operating margin50.4%+6.2pp
Net margin33.7%+2.3pp
FCF margin39.9%+1.8pp

Returns & leverage

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Current ratio2.2×+0.1×

Segments

By product

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Business-to-business Scores$417.6M+72.2%
SaaS software$120.6M+18.8%
Non-platform software$112.3M-11.9%
Platform software$87.0M+54.0%
On-premises software$78.6M-4.5%

By geography

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Americas$622.1M+45.0%
Europe, Middle East and Africa$47.4M+9.2%
Asia Pacific$22.2M-15.7%

By segment

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Scores$475.0M+59.9%
Software$216.7M+7.4%

Versus estimates

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Questions, answered.

When did Fair Isaac report Q2 2026 earnings?
Fair Isaac (FICO) reported Q2 2026 earnings on April 28, 2026 after market close.
What were Fair Isaac's Q2 2026 revenue and EPS?
Fair Isaac reported revenue of $691.7M and diluted EPS of $12.50 for Q2 2026.
Did Fair Isaac beat estimates in Q2 2026?
Revenue beat the consensus estimate of $630.2M by $61.5M. EPS beat the consensus estimate of $10.89 by $1.61.
How did Fair Isaac's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 38.7% from $498.7M a year earlier and diluted EPS grew 60.1% from $7.81.
Where can I find Fair Isaac's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000814547-26-000020) and the 10-Q periodic report (0000814547-26-000021) directly on SEC EDGAR. The filing index links above go to sec.gov.