Skip to content
Screener

Fair Isaac FICO Q4 2025 Annual earnings

Reported November 5, 2025 · After market close

Revenue$515.8MBeat by $2.4M
EPS$7.74Beat by $0.42
Revenue estimate$513.3M
EPS estimate$7.32

Next report

Nov 4, 2026 (In 3 weeks)
Revenue estimate$659.5M
EPS estimate$10.91

Financials

Q4 2025

Income statement

See full
Revenue$515.8M+13.6%
Gross profit$424.6M+16.6%
Operating income$237.2M+20.3%
Net income$155.0M+14.2%
EPS (diluted)$6.42+18.0%

Balance sheet

See full
Cash & equivalents$134.1M-6.1%
Total debt$3.1B+36.3%
Total equity-$1.7B-81.3%
Total assets$1.9B+8.7%

Cash flow

See full
Operating cash flow$223.7M-1.2%
CapEx$4.2M+138%
Free cash flow$219.5M-2.3%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$35.92B-25.0%
Enterprise value$38.88B-22.3%
P/E55.1×-38.3×
P/S18×-9.8×

Profitability

See full
Gross margin82.2%+2.5pp
Operating margin46.5%+3.7pp
Net margin32.7%+2.9pp
FCF margin38.7%+2.3pp

Returns & leverage

See full
Current ratio0.8×-0.8×

Segments

By product

See full
Business-to-business Scores$255.2M+29.5%
Non-platform software$117.1M-7.0%
SaaS software$108.8M—
On-premises software$73.6M—
Platform software$65.3M+17.2%

By geography

See full
Americas$453.4M+17.4%
Europe, Middle East and Africa$38.6M-13.2%
Asia Pacific$23.8M+2.3%

By segment

See full
Scores$311.6M+25.0%
Software$204.2M-0.2%

FAQ

When did Fair Isaac report Q4 2025 earnings?
Fair Isaac (FICO) reported Q4 2025 earnings on November 5, 2025 after market close.
What were Fair Isaac's Q4 2025 revenue and EPS?
Fair Isaac reported revenue of $515.8M and eps of $7.74 for Q4 2025.
Did Fair Isaac beat estimates in Q4 2025?
Revenue beat the consensus estimate of $513.3M by $2.4M. EPS beat the consensus estimate of $7.32 by $0.42.
How did Fair Isaac's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 13.6% from $453.8M a year earlier and eps grew 18.3% from $6.54.
Where can I find Fair Isaac's Q4 2025 SEC filings?
You can read the 8-K earnings release (0000814547-25-000026) and the 10-K periodic report (0000814547-25-000030) directly on SEC EDGAR. The filing index links above go to sec.gov.