When did Fair Isaac report Q4 2025 earnings?

Fair Isaac (FICO) reported Q4 2025 earnings on November 5, 2025 after market close.

What were Fair Isaac's Q4 2025 revenue and EPS?

Fair Isaac reported revenue of $515.8M and diluted EPS of $7.74 for Q4 2025.

Did Fair Isaac beat estimates in Q4 2025?

Revenue beat the consensus estimate of $513.3M by $2.4M. EPS beat the consensus estimate of $7.32 by $0.42.

How did Fair Isaac's Q4 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue grew 13.6% from $453.8M a year earlier and diluted EPS grew 18.3% from $6.54.

Where can I find Fair Isaac's Q4 2025 SEC filings?

You can read the 8-K earnings release (0000814547-25-000026) and the 10-K periodic report (0000814547-25-000030) directly on SEC EDGAR. The filing index links above go to sec.gov.

Fair Isaac FICO Q4 2025 Annual earnings

Reported November 5, 2025 · After market close

Revenue$515.8MBeat by $2.4M Diluted EPS$7.74Beat by $0.42

Revenue estimate$513.3M

EPS estimate$7.32

Next report

Jul 29, 2026 (In 2 weeks)

Revenue estimate$676.4M

EPS estimate$11.71

Financials

Q4 2025

Income statement

See full

Revenue$515.8M+13.6%

Gross profit$424.6M+16.6%

Operating income$237.2M+20.3%

Net income$155.0M+14.2%

EPS (diluted)$6.42+18.0%

Balance sheet

See full

Cash & equivalents$134.1M-6.1%

Total debt$3.1B+36.3%

Total equity-$1.7B-81.3%

Total assets$1.9B+8.7%

Cash flow

See full

Operating cash flow$223.7M-1.2%

CapEx$4.2M+138%

Free cash flow$219.5M-2.3%

Valuation & ratios

Valuation

as of 09/30/25

See full

Market cap$35.92B-25.0%

Enterprise value$38.88B-22.3%

P/E55.1×-38.3×

P/S18×-9.8×

Profitability

See full

Gross margin82.2%+2.5pp

Operating margin46.5%+3.7pp

Net margin32.7%+2.9pp

FCF margin38.7%+2.3pp

Returns & leverage

See full

Current ratio0.8×-0.8×

Segments

By product

See full

Business-to-business Scores$255.2M+29.5%

Non-platform software$117.1M-7.0%

SaaS software$108.8M—

On-premises software$73.6M—

Platform software$65.3M+17.2%

By geography

See full

Americas$453.4M+17.4%

Europe, Middle East and Africa$38.6M-13.2%

Asia Pacific$23.8M+2.3%

By segment

See full

Scores$311.6M+25.0%

Software$204.2M-0.2%

Versus estimates

Revenue

Q2 2026$691.7MBeat by $61.5M Q1 2026$512.0MBeat by $10.7M

Q4 2025$515.8MBeat by $2.4M

Q3 2025$536.4MBeat by $21.1M Q2 2025$498.7MMiss by $1.0M Q1 2025$440.0MMiss by $12.3M

Diluted EPS

Q2 2026$12.50Beat by $1.61 Q1 2026$7.33Beat by $0.25

Q4 2025$7.74Beat by $0.42

Q3 2025$8.57Beat by $0.86 Q2 2025$7.81Beat by $0.33 Q1 2025$5.79Miss by $0.30

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Questions, answered.

When did Fair Isaac report Q4 2025 earnings?: Fair Isaac (FICO) reported Q4 2025 earnings on November 5, 2025 after market close.
What were Fair Isaac's Q4 2025 revenue and EPS?: Fair Isaac reported revenue of $515.8M and diluted EPS of $7.74 for Q4 2025.
Did Fair Isaac beat estimates in Q4 2025?: Revenue beat the consensus estimate of $513.3M by $2.4M. EPS beat the consensus estimate of $7.32 by $0.42.
How did Fair Isaac's Q4 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue grew 13.6% from $453.8M a year earlier and diluted EPS grew 18.3% from $6.54.
Where can I find Fair Isaac's Q4 2025 SEC filings?: You can read the 8-K earnings release (0000814547-25-000026) and the 10-K periodic report (0000814547-25-000030) directly on SEC EDGAR. The filing index links above go to sec.gov.