Fair Isaac FICO Business Segments
| Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | ||
|---|---|---|---|---|---|---|
| Operating Income (Loss) by Business | ||||||
| Scores | $432.48M+63.2% | $267.85M+31.4% | $272.79M+24.3% | $284.71M+33.7% | $264.97M+24.9% | |
| Software | $62.59M-1.2% | $58.61M-3.5% | $55.69M-18.0% | $67.94M-3.4% | $63.32M-1.3% | |
| Costs and Expenses by Business | ||||||
| Scores | $42.5M+32.5% | $36.68M+15.0% | $38.76M+30.5% | $39.6M+39.1% | $32.07M+30.0% | |
| Software | $154.11M+11.4% | $148.81M+3.7% | $148.51M+8.6% | $144.16M+6.0% | $138.37M+4.2% | |
| Total depreciation and amortization by Business | ||||||
| Scores | $99K-16.1% | $108K-13.6% | $130K-3.0% | $139K+7.8% | $118K+10.3% | |
| Software | $2.2M-6.1% | $2.3M-6.3% | $2.55M-3.1% | $2.73M+6.9% | $2.34M+11.5% | |
| Goodwill by Business | ||||||
| Scores | $146.65M0.0% | $146.65M0.0% | $146.65M0.0% | $146.65M0.0% | $146.65M0.0% | |
| Software | $634.74M+0.3% | $636.87M+1.3% | $636.69M+0.1% | $638.8M+1.4% | $632.63M+0.5% | |
| Foreign currency translation adjustment by Business | ||||||
| Scores | $0— | $0— | $0— | $0— | $0— | |
| Software | -$2.13M— | $180K+102% | —— | $6.17M+1,725% | —— | |
| Total revenues by Product | ||||||
| Business-to-business Scores | $417.63M+72.2% | $248.61M+36.3% | $255.23M+29.5% | $268.48M+42.2% | $242.49M+30.7% | |
| Business-to-consumer Scores | $57.34M+5.1% | $55.92M+4.9% | $56.32M+8.2% | $55.83M+5.9% | $54.55M+6.2% | |
| Non-platform software | $112.27M-11.9% | $114.36M-13.5% | $117.1M-7.0% | $126.44M-4.2% | $127.36M-1.9% | |
| On-premises software | $78.6M-4.5% | $72.56M-12.4% | $73.62M-5.2% | $81.67M-2.5% | $82.3M+3.3% | |
| Platform software | $86.96M+54.0% | $73.86M+37.2% | $65.29M+17.2% | $61.48M+18.7% | $56.46M+19.3% | |
| SaaS software | $120.63M+18.8% | $115.66M+12.1% | $108.78M+4.6% | $106.24M+6.2% | $101.53M+4.1% | |
| Percentage by Product | ||||||
| Business-to-business Scores | 88%+6.0pp | 82%+5.0pp | —— | 83%+5.0pp | 82%+4.0pp | |
| Business-to-consumer Scores | 12%-6.0pp | 18%-5.0pp | —— | 17%-5.0pp | 18%-4.0pp | |
| Non-platform software | 56%-13.0pp | 61%-10.0pp | —— | 67%-5.0pp | 69%-4.0pp | |
| On-premises software | 39%-6.0pp | 39%-6.0pp | —— | 43%-3.0pp | 45%0.0pp | |
| Platform software | 44%+13.0pp | 39%+10.0pp | 1%0.0pp | 33%+5.0pp | 31%+4.0pp | |
| SaaS software | 61%+6.0pp | 61%+6.0pp | 1%0.0pp | 57%+3.0pp | 55%0.0pp | |
| Total revenues by Geography | ||||||
| Americas | $622.09M+45.0% | $453.21M+19.3% | $453.35M+17.4% | $470.16M+23.3% | $429M+17.9% | |
| Asia Pacific | $22.2M-15.7% | $19.81M-16.6% | $23.75M+2.3% | $24.86M+23.3% | $26.33M-4.4% | |
| Europe, Middle East and Africa | $47.39M+9.2% | $38.94M+7.1% | $38.65M-13.2% | $41.4M-10.7% | $43.4M+2.7% | |
| United States | $565.9M+47.6% | $401.9M+21.4% | —— | —— | $383.5M— | |
| Percentage by Geography | ||||||
| Americas | 90%+4.0pp | 88%+1.0pp | —— | 87%+2.0pp | 86%+2.0pp | |
| Asia Pacific | 3%-2.0pp | 4%-1.0pp | —— | 5%0.0pp | 5%-1.0pp | |
| Europe, Middle East and Africa | 7%-2.0pp | 8%0.0pp | —— | 8%-2.0pp | 9%-1.0pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Fair Isaac break its business down?
- Fair Isaac (FICO) reports operating income (loss) by business across 2 parts — Scores and Software. Each is extracted from the segment footnotes and tracked over time.
- Where does Fair Isaac's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Fair Isaac's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
