What are Fair Isaac's profit margins?

Fair Isaac (FICO) runs a 84.2% gross margin and a 50.4% operating margin, with a 33.7% net margin.

Where do Fair Isaac's ratios come from?

Every ratio is computed from Fair Isaac's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Fair Isaac FICO Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q2 '26	Q1 '26	Q4 '25	Q3 '25	Q2 '25
Profitability
Gross margin	84.2%+3.3pp	82.9%+2.7pp	82.2%+2.5pp	81.7%+2.4pp	80.8%+1.1pp
Operating margin	50.4%+6.2pp	47.5%+4.6pp	46.5%+3.7pp	45.9%+3.4pp	44.2%+1.2pp
Net margin	33.7%+2.3pp	31.9%+1.2pp	32.7%+2.9pp	32.8%+3.9pp	31.4%+1.4pp
EBITDA margin	51.1%+6.1pp	48.2%+4.5pp	47.2%+3.7pp	46.6%+3.4pp	44.9%+1.2pp
Free cash flow margin	39.9%+1.8pp	36.4%-2.8pp	38.7%+2.3pp	40.2%+6.2pp	38.2%+8.7pp
Returns
Return on assets	39.1%+6.5pp	36.9%+4.0pp	36.4%+5.2pp	35.4%+6.4pp	32.6%+2.6pp
Return on invested capital	66.4%+13.8pp	64.1%+12.6pp	63.3%+12.6pp	58.9%+12.1pp	52.6%+5.3pp
Efficiency
Asset turnover	1.2×+0.1×	1.2×+0.1×	1.1×+0.1×	1.1×+0.1×	1×0.0×
Liquidity
Current ratio	2.2×+0.1×	0.9×-0.9×	0.8×-0.8×	0.9×-1.0×	2.1×+0.1×
Quick ratio	2.2×+0.1×	0.9×-0.9×	0.8×-0.8×	0.9×-1.0×	2.1×+0.1×
Cash ratio	0.5×+0.1×	0.2×-0.3×	0.2×-0.2×	0.2×-0.2×	0.4×0.0×
Leverage
Debt-to-assets	1.8×+0.4×	1.7×+0.3×	1.7×+0.3×	1.5×+0.2×	1.4×+0.2×
Net debt / EBITDA	3×+0.1×	3.1×+0.1×	3.1×+0.3×	2.9×+0.1×	2.9×+0.1×
Interest coverage	7.1×+0.1×	6.7×-0.2×	6.9×0.0×	7.2×+0.3×	7×0.0×
Per Share
Book value per share	-$88.50-94.3%	-$75.47-64.6%	-$71.08-85.2%	-$56.86-71.5%	-$45.54-55.7%
Valuation
Market capitalization	$25.32B-43.8%	$40.08B-17.3%	$35.92B-25.0%	$46.89B+26.9%	$45.08B+45.3%
Enterprise value	$28.76B-39.4%	$43.14B-15.0%	$38.88B-22.3%	$49.54B+27.0%	$47.5B+44.0%
Price / earnings	33.3×-44.8×	60.9×-28.1×	55.1×-38.3×	74.1×-3.1×	78.1×+13.6×
Price / sales	11.2×-13.3×	19.4×-7.9×	18×-9.8×	24.3×+2.0×	24.5×+5.2×
EV / EBITDA	25×-32.5×	43.4×-22.0×	41.4×-25.6×	55.1×+0.5×	57.4×+10.4×
EV / sales	12.8×-13.1×	20.9×-7.7×	19.5×-9.6×	25.7×+2.1×	25.8×+5.2×
Free cash flow yield	3.6%+2.0pp	1.9%+0.4pp	2.1%+0.8pp	1.7%+0.1pp	1.6%0.0pp
Earnings yield	3%+1.7pp	1.6%+0.5pp	1.8%+0.7pp	1.3%+0.1pp	1.3%-0.3pp
PEG ratio	1.1×-2.9×	2.9×-1.5×	2×-2.8×	2.3×-3.1×	3.9×+1.4×

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Questions, answered.

What are Fair Isaac's profit margins?: Fair Isaac (FICO) runs a 84.2% gross margin and a 50.4% operating margin, with a 33.7% net margin.
Where do Fair Isaac's ratios come from?: Every ratio is computed from Fair Isaac's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.