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Fair Isaac FICO Cash ratio

Cash ratio at other companies

Equifax logo
EquifaxEFX
0.1×0.0×
International Business Machines logo
International Business MachinesIBM
0.3×0.0×
Adobe logo
AdobeADBE
0.4×-0.1×
Intuit logo
IntuitINTU
-0.1×
Salesforce logo
SalesforceCRM
0.3×-0.1×
Fidelity National Information Services logo
Fidelity National Information ServicesFIS
0.1×0.0×

Other financials

Income statement

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Revenue$691.7M+38.7%
Gross profit$600.5M+46.1%
Operating income$402.5M+63.8%
Net income$264.5M+62.6%
EPS (diluted)$11.14+69.0%

Balance sheet

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Cash & equivalents$219.4M+54.7%
Total debt$3.7B+42.6%
Total equity-$2.1B-87.0%
Total assets$2.0B+11.6%

Cash flow

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Operating cash flow$223.4M+198%
CapEx$266.0K-87.5%
Free cash flow$223.1M+206%

Valuation

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Market cap$25.43B-43.8%
Enterprise value$28.87B-39.4%
P/E33.5×-45.0×
P/S11.3×-13.3×

Profitability

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Gross margin84.2%+3.3pp
Operating margin50.4%+6.2pp
Net margin33.7%+2.3pp

Returns & leverage

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Return on equity196.4%
Debt / equity8.9×
Current ratio2.2×+0.1×

Where this comes from

Calculated from Fair Isaac’s reported figures.

Based on the most recent quarter.

The official record: Fair Isaac’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fair Isaac's cash ratio?
Fair Isaac (FICO) reported cash ratio of 0.5× in Q1 2026.
How has Fair Isaac's cash ratio changed year-over-year?
Fair Isaac's cash ratio increased by 31.1% year-over-year, from 0.4× to 0.5×.
What is the long-term trend for Fair Isaac's cash ratio?
Over 4 years (2021 to 2025), Fair Isaac's cash ratio has grown at a -3.4% compound annual growth rate (CAGR), from 1.5× to 1.3×.
What does cash ratio mean?
How much of its short-term bills the company could pay with cash on hand right now.
How do you interpret cash ratio?
A buffer against stress, but persistently high cash ratios can indicate under-deployed capital. Interpret alongside the company's capital-allocation strategy.
How does cash ratio compare across companies?
Varies widely by business model and treasury policy; best read against the company's own history.