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Fair Isaac FICO Debt-to-assets

Debt-to-assets at other companies

Equifax logo
EquifaxEFX
0.4×0.0×
International Business Machines logo
International Business MachinesIBM
0.5×0.0×
Adobe logo
AdobeADBE
0.2×0.0×
Intuit logo
IntuitINTU
0.2×0.0×
Salesforce logo
SalesforceCRM
0.4×+0.3×
Fidelity National Information Services logo
Fidelity National Information ServicesFIS
0.5×+0.2×

Other financials

Income statement

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Revenue$691.7M+38.7%
Gross profit$600.5M+46.1%
Operating income$402.5M+63.8%
Net income$264.5M+62.6%
EPS (diluted)$11.14+69.0%

Balance sheet

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Cash & equivalents$219.4M+54.7%
Total debt$3.7B+42.6%
Total equity-$2.1B-87.0%
Total assets$2.0B+11.6%

Cash flow

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Operating cash flow$223.4M+198%
CapEx$266.0K-87.5%
Free cash flow$223.1M+206%

Valuation

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Market cap$26.13B-43.8%
Enterprise value$29.57B-39.4%
P/E34.4×-46.2×
P/S11.6×-13.7×

Profitability

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Gross margin84.2%+3.3pp
Operating margin50.4%+6.2pp
Net margin33.7%+2.3pp

Returns & leverage

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Return on equity196.4%
Debt / equity8.9×
Current ratio2.2×+0.1×

Where this comes from

Calculated from Fair Isaac’s reported figures.

Based on the most recent quarter.

The official record: Fair Isaac’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fair Isaac's debt-to-assets?
Fair Isaac (FICO) reported debt-to-assets of 1.8× in Q1 2026.
How has Fair Isaac's debt-to-assets changed year-over-year?
Fair Isaac's debt-to-assets increased by 27.8% year-over-year, from 1.4× to 1.8×.
What is the long-term trend for Fair Isaac's debt-to-assets?
Over 4 years (2021 to 2025), Fair Isaac's debt-to-assets has grown at a 21.0% compound annual growth rate (CAGR), from 2.8× to 6×.
What does debt-to-assets mean?
What fraction of everything the company owns is funded by debt.
How do you interpret debt-to-assets?
A lower ratio indicates a more conservatively financed balance sheet. Rising debt-to-assets over time signals increasing financial risk.
How does debt-to-assets compare across companies?
Comparable within an industry; bounded between 0 and 1 for most non-financials, which makes cross-company reads cleaner than debt-to-equity.