What is FinWise Bancorp's gross charge-offs?

FinWise Bancorp (FINW) reported gross charge-offs of $9.88M in Q1 2026.

How has FinWise Bancorp's gross charge-offs changed year-over-year?

FinWise Bancorp's gross charge-offs increased by 281.5% year-over-year, from $2.59M to $9.88M.

What is the long-term trend for FinWise Bancorp's gross charge-offs?

Over 2 years (2023 to 2025), FinWise Bancorp's gross charge-offs has grown at a 14.9% compound annual growth rate (CAGR), from $12.43M to $16.41M.

FinWise Bancorp FINW Gross charge-offs

Gross charge-offs at other companies

The BancorpTBBK

$52.73M+17.1%

Customers BancorpCUBI

——

Bankwell Financial GroupBWFG

——

Midland States BancorpMSBI

——

Other financials

Income statement

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Revenue$42.7M+93.4%

Net income$2.7M-14.2%

EPS (diluted)$0.20-13.0%

Balance sheet

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Cash & equivalents$96.9M-19.4%

Total debt$4.4M-16.9%

Total equity$196.6M+10.9%

Total assets$899.4M+11.9%

Cash flow

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Operating cash flow$19.7M+191%

CapEx$21.0K-82.1%

Free cash flow$19.7M+191%

Valuation

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Market cap$198.74M+7.6%

P/E12.7×-0.9×

P/S1.3×-0.8×

Profitability

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Net margin10.3%-4.7pp

FCF margin-14.7%-40.8pp

Returns & leverage

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Return on equity8.4%+0.9pp

Debt / equity0×0.0×

Where this comes from

Reported directly by FinWise Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff.

The official record: FinWise Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FinWise Bancorp's gross charge-offs?: FinWise Bancorp (FINW) reported gross charge-offs of $9.88M in Q1 2026.
How has FinWise Bancorp's gross charge-offs changed year-over-year?: FinWise Bancorp's gross charge-offs increased by 281.5% year-over-year, from $2.59M to $9.88M.
What is the long-term trend for FinWise Bancorp's gross charge-offs?: Over 2 years (2023 to 2025), FinWise Bancorp's gross charge-offs has grown at a 14.9% compound annual growth rate (CAGR), from $12.43M to $16.41M.