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FinWise Bancorp FINW SBA loan servicing fees, net

SBA loan servicing fees, net at other companies

MetroCity Bankshares logo
MetroCity BanksharesMCBS
$1.91M+109%
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$32.33M+41.7%
Norwood Financial logo
Norwood FinancialNWFL
$49K+25.6%
Merchants Bancorp logo
Merchants BancorpMBIN
$15.1M+277%
Southern Missouri Bancorp logo
Southern Missouri BancorpSMBC
$245K+9.4%
Medallion Financial logo
Medallion FinancialMFIN
$3.54M+25.6%

Other financials

Income statement

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Revenue$42.7M+93.4%
Net income$2.7M-14.2%
EPS (diluted)$0.20-13.0%

Balance sheet

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Cash & equivalents$96.9M-19.4%
Total debt$4.4M-16.9%
Total equity$196.6M+10.9%
Total assets$899.4M+11.9%

Cash flow

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Operating cash flow$19.7M+191%
CapEx$21.0K-82.1%
Free cash flow$19.7M+191%

Valuation

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Market cap$198.74M+7.6%
P/E12.7×-0.9×
P/S1.3×-0.8×

Profitability

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Net margin10.3%-4.7pp
FCF margin-14.7%-40.8pp

Returns & leverage

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Return on equity8.4%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by FinWise Bancorp in its filing.

Tagged under the XBRL concept finw:SmallBusinessAdministrationLoanServicingFeesAndServicingAssetAmortization.

The official record: FinWise Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FinWise Bancorp's SBA loan servicing fees, net?
FinWise Bancorp (FINW) reported SBA loan servicing fees, net of $158K in Q1 2026.
How has FinWise Bancorp's SBA loan servicing fees, net changed year-over-year?
FinWise Bancorp's SBA loan servicing fees, net decreased by 11.2% year-over-year, from $178K to $158K.
What is the long-term trend for FinWise Bancorp's SBA loan servicing fees, net?
Over 2 years (2023 to 2025), FinWise Bancorp's SBA loan servicing fees, net has grown at a -70.5% compound annual growth rate (CAGR), from $1.84M to -$160K.
What does SBA loan servicing fees, net mean?
These are fees earned for the ongoing administration and collection of Small Business Administration (SBA) loans that have been sold or retained. It represents a recurring, low-risk revenue stream derived from the bank's specialized lending expertise.