Skip to content
OpenCapital
Get started

Franklin Financial Services Corporation FRAF Time deposits

Time deposits at other companies

M&T Bank logo
M&T BankMTB
$13.08B-6.4%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$473.86M-9.2%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
$800.01M-14.9%
CB Financial Services logo
CB Financial ServicesCBFV
$308.36M+15.2%
National Bankshares logo
National BanksharesNKSH
$314.94M+5.5%
Financial Institutions logo
Financial InstitutionsFISI
$1.66B+2.1%

Other financials

Income statement

See full
Revenue$23.9M+18.4%
Net income$6.6M+69.2%
EPS (diluted)$1.48+68.2%

Balance sheet

See full
Cash & equivalents$210.8M-6.3%
Total debt$4.4M+3.3%
Total equity$178.7M+18.1%
Total assets$2.3B+1.8%

Cash flow

See full
Operating cash flow$24.1M+173%
CapEx--100%
Free cash flow$3.2M-16.6%

Valuation

See full
Market cap$281.26M+85.2%
Enterprise value$74.88M-261%
P/E11.8×+1.3×
P/S3×+1.1×

Profitability

See full
Net margin25.9%+10.0pp
FCF margin27.7%+0.7pp

Returns & leverage

See full
Return on equity14.5%+6.3pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Franklin Financial Services Corporation in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: Franklin Financial Services Corporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about Franklin Financial Services Corporation's time deposits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Franklin Financial Services Corporation's time deposits?
Franklin Financial Services Corporation (FRAF) reported time deposits of $238.56M in Q1 2026.
How has Franklin Financial Services Corporation's time deposits changed year-over-year?
Franklin Financial Services Corporation's time deposits decreased by 23.4% year-over-year, from $311.53M to $238.56M.
What is the long-term trend for Franklin Financial Services Corporation's time deposits?
Over 5 years (2020 to 2025), Franklin Financial Services Corporation's time deposits has grown at a 24.1% compound annual growth rate (CAGR), from $76.17M to $224.32M.
What does time deposits mean?
These are interest-bearing deposit accounts with a specified maturity date, such as certificates of deposit. They represent a more stable, albeit higher-cost, source of funding compared to demand deposits. This metric is critical for evaluating the bank's cost of funds and its ability to manage interest rate risk over time.