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First Seacoast Bancorp FSEA Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

PRO
Provident Financial HoldingsPROV
$8.84M-8.0%
BCB Bancorp logo
BCB BancorpBCBP
$20.05M+1,628%
First Bancorp logo
First BancorpFNLC
$20.07M+15.3%
Peoples Bancorp of North Carolina logo
Peoples Bancorp of North CarolinaPEBK
$14.54M+6.3%
Home Bancorp logo
Home BancorpHBCP
$33.56M+7.0%
SBC
Seacoast Banking Corporation of FloridaSBCF
$175.71M+60.8%

Other financials

Income statement

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Revenue$3.9M+11.2%
Net income-$508.0K+15.8%
EPS (diluted)-$0.12+14.3%

Balance sheet

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Total debt$7.7M+8.2%
Total equity$62.6M+2.3%
Total assets$588.8M-0.6%

Cash flow

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Operating cash flow$547.0K-4.5%
CapEx$346.0K+1,016%
Free cash flow$201.0K-62.9%

Valuation

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Market cap$79.1M+49.2%
P/S+1.2×

Profitability

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Net margin-4.7%-5.0pp
FCF margin-18.3%

Returns & leverage

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Return on equity-1.2%-1.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Seacoast Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: First Seacoast Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Seacoast Bancorp's net interest income (after provisions)?
First Seacoast Bancorp (FSEA) reported net interest income (after provisions) of $3.52M in Q1 2026.
How has First Seacoast Bancorp's net interest income (after provisions) changed year-over-year?
First Seacoast Bancorp's net interest income (after provisions) increased by 10.8% year-over-year, from $3.18M to $3.52M.
What is the long-term trend for First Seacoast Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), First Seacoast Bancorp's net interest income (after provisions) has grown at a -0.7% compound annual growth rate (CAGR), from $14.06M to $13.69M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for credit losses, representing the core income generated after accounting for expected loan defaults. This metric provides a clearer view of the bank's sustainable earnings power after risk management costs.