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First United FUNC Amortized cost

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Other financials

Income statement

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Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

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Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestRevolving.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's amortized cost?
First United (FUNC) reported amortized cost of $175.56M in Q1 2026.
How has First United's amortized cost changed year-over-year?
First United's amortized cost increased by 1.5% year-over-year, from $173.04M to $175.56M.
What is the long-term trend for First United's amortized cost?
Over 3 years (2022 to 2025), First United's amortized cost has grown at a 12.0% compound annual growth rate (CAGR), from $136.97M to $192.46M.
What does amortized cost mean?
This represents the total amortized cost of revolving financing receivables, excluding accrued interest, which allow borrowers to draw down and repay funds repeatedly. It reflects the bank's exposure to flexible credit products such as lines of credit. Understanding the scale of these assets is critical for evaluating the bank's ongoing credit risk and interest income potential.