First United FUNC Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 27.8%+0.2pp | 27.6%-1.3pp | 28.9%+0.6pp | 28.4%+0.7pp | 27.6%+1.9pp | |
| Free cash flow margin | 24.2%+6.8pp | 17.4%-1.7pp | 19.1%-1.1pp | 20.1%-8.1pp | 28.3%+2.8pp | |
| Returns | ||||||
| Return on equity | 13%+0.2pp | 12.8%-0.6pp | 13.4%0.0pp | 13.4%+0.4pp | 13%+0.9pp | |
| Return on assets | 1.3%+0.1pp | 1.2%-0.1pp | 1.3%0.0pp | 1.2%+0.1pp | 1.2%+0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.3×-0.3× | 0.6×0.0× | 0.6×-0.3× | 0.9×+0.1× | 0.8×-0.3× | |
| Debt-to-assets | 0×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Per Share | ||||||
| Book value per share | $31.61+1.0% | $31.31+2.3% | $30.59+4.1% | $29.38+3.8% | $28.30+3.2% | |
| Valuation | ||||||
| Market capitalization | $284.36M+49.5% | $243.24M+1.9% | $238.81M+25.9% | $189.69M-2.4% | $194.33M-10.9% | |
| Enterprise value | $246.13M-13.0% | $226.4M-13.2% | $260.92M-8.0% | $283.7M+12.4% | $252.48M-22.9% | |
| Price / earnings | 11.2×+3.2× | 9.9×+0.3× | 9.6×+1.6× | 8×-0.6× | 8.6×-2.0× | |
| Price / sales | 3.1×+0.8× | 2.7×0.0× | 2.8×+0.5× | 2.3×-0.1× | 2.4×-0.4× | |
| Price / book | 1.4×+0.4× | 1.2×0.0× | 1.2×+0.2× | 1×-0.1× | 1.1×-0.2× | |
| EV / sales | 2.7×-0.7× | 2.6×-0.5× | 3×-0.4× | 3.4×+0.3× | 3.1×-1.0× | |
| Free cash flow yield | 7.7%-1.1pp | 6.3%-0.6pp | 6.9%-2.0pp | 8.9%-3.1pp | 11.9%+2.6pp | |
| Earnings yield | 8.8%-3.5pp | 10.1%-0.4pp | 10.4%-2.1pp | 12.5%+0.8pp | 11.7%+2.2pp | |
| Dividend yield | 2.2%-0.7pp | 2.5%+0.1pp | 2.4%-0.5pp | 2.9%+0.1pp | 2.8%+0.4pp | |
| PEG ratio | 1×+0.8× | 0.5×+0.3× | 0.2×0.0× | 0.1×0.0× | 0.1×-0.1× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do First United's ratios come from?
- Every ratio is computed from First United's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
