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First United FUNC Return on assets

Return on assets at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.3%-0.1pp
M&T Bank logo
M&T BankMTB
1.4%+0.1pp
Bank of America logo
Bank of AmericaBAC
0.9%+0.1pp
Truist Financial logo
Truist FinancialTFC
1%+0.1pp
Fulton Financial logo
Fulton FinancialFULT
1.2%+0.2pp
PNC Financial Services logo
PNC Financial ServicesPNC
1.3%+0.2pp

Other financials

Income statement

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Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

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Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Calculated from First United’s reported figures.

Based on trailing twelve months.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's return on assets?
First United (FUNC) reported return on assets of 1.3% in Q1 2026.
How has First United's return on assets changed year-over-year?
First United's return on assets increased by 8.4% year-over-year, from 1.2% to 1.3%.
What is the long-term trend for First United's return on assets?
Over 5 years (2020 to 2025), First United's return on assets has grown at a 6.7% compound annual growth rate (CAGR), from 0.9% to 1.2%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.