What is First United's debt-to-assets?

First United (FUNC) reported debt-to-assets of 0× in Q1 2026.

How has First United's debt-to-assets changed year-over-year?

First United's debt-to-assets decreased by 64.9% year-over-year, from 0.1× to 0×.

What is the long-term trend for First United's debt-to-assets?

Over 5 years (2020 to 2025), First United's debt-to-assets has grown at a -9.0% compound annual growth rate (CAGR), from 0.1× to 0.1×.

What does debt-to-assets mean?

Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.

First United FUNC Debt-to-assets

Debt-to-assets at other companies

JPMorgan ChaseJPM

0.1×0.0×

M&T BankMTB

0.1×+0.1×

Bank of AmericaBAC

0.1×0.0×

Truist FinancialTFC

0.1×—

Fulton FinancialFULT

0.1×0.0×

PNC Financial ServicesPNC

0.1×0.0×

Other financials

Income statement

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Revenue$23.4M+11.9%

Net income$6.7M+14.8%

EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%

Total debt$51.6M-63.8%

Total equity$205.3M+11.7%

Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%

CapEx$908.0K+55.2%

Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%

Enterprise value$246.13M-13.0%

P/E11.2×+3.2×

P/S3.1×+0.8×

Profitability

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Net margin27.8%+0.2pp

FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp

Debt / equity0.3×-0.5×

Where this comes from

Calculated from First United’s reported figures.

total debt/total assets=0×

Based on the most recent quarter.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's debt-to-assets?: First United (FUNC) reported debt-to-assets of 0× in Q1 2026.
How has First United's debt-to-assets changed year-over-year?: First United's debt-to-assets decreased by 64.9% year-over-year, from 0.1× to 0×.
What is the long-term trend for First United's debt-to-assets?: Over 5 years (2020 to 2025), First United's debt-to-assets has grown at a -9.0% compound annual growth rate (CAGR), from 0.1× to 0.1×.
What does debt-to-assets mean?: Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.