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German American Bancorp GABC Allowance for credit losses

Allowance for credit losses at other companies

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JPMorgan ChaseJPM
$25.93B+2.9%
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$2.92B+22.6%
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$3.24B+43.3%
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$150.05M+22.2%
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Eastern Bankshares, Inc.EBC
$327.89M+46.2%

Other financials

Income statement

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Revenue$96.1M+18.0%
Net income$33.2M+215%
EPS (diluted)$0.88+193%

Balance sheet

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Cash & equivalents$123.9M-72.0%
Total debt$7.5M+14.4%
Total equity$1.2B+12.3%
Total assets$8.4B-0.4%

Cash flow

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Operating cash flow$37.0M-2.3%
CapEx$1.1M-14.9%
Free cash flow$36.0M-1.9%

Valuation

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Market cap$1.75B+11.9%

Profitability

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Net margin36%+8.5pp
FCF margin40.8%+2.5pp

Returns & leverage

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Return on equity12.2%+3.3pp
Debt / equity0.0×

Where this comes from

Reported directly by German American Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: German American Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is German American Bancorp's allowance for credit losses?
German American Bancorp (GABC) reported allowance for credit losses of $78.55M in Q1 2026.
How has German American Bancorp's allowance for credit losses changed year-over-year?
German American Bancorp's allowance for credit losses increased by 4.5% year-over-year, from $75.16M to $78.55M.
What is the long-term trend for German American Bancorp's allowance for credit losses?
Over 5 years (2020 to 2025), German American Bancorp's allowance for credit losses has grown at a 10.6% compound annual growth rate (CAGR), from $46.86M to $77.69M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.