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German American Bancorp GABC Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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Other financials

Income statement

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Revenue$96.1M+18.0%
Net income$33.2M+215%
EPS (diluted)$0.88+193%

Balance sheet

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Cash & equivalents$123.9M-72.0%
Total debt$7.5M+14.4%
Total equity$1.2B+12.3%
Total assets$8.4B-0.4%

Cash flow

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Operating cash flow$37.0M-2.3%
CapEx$1.1M-14.9%
Free cash flow$36.0M-1.9%

Valuation

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Market cap$1.75B+11.9%

Profitability

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Net margin36%+8.5pp
FCF margin40.8%+2.5pp

Returns & leverage

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Return on equity12.2%+3.3pp
Debt / equity0.0×

Where this comes from

Reported directly by German American Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: German American Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is German American Bancorp's noninterest-bearing deposits?
German American Bancorp (GABC) reported noninterest-bearing deposits of $1.93B in Q1 2026.
How has German American Bancorp's noninterest-bearing deposits changed year-over-year?
German American Bancorp's noninterest-bearing deposits increased by 2.0% year-over-year, from $1.89B to $1.93B.
What is the long-term trend for German American Bancorp's noninterest-bearing deposits?
Over 5 years (2020 to 2025), German American Bancorp's noninterest-bearing deposits has grown at a 10.4% compound annual growth rate (CAGR), from $1.18B to $1.94B.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not pay interest to the depositor, typically used for operational transaction purposes. They represent a low-cost source of funding for the bank, significantly enhancing the net interest margin. A higher proportion of these deposits is a key indicator of strong customer relationships and effective treasury management services.